Zimbabwean Musicians Varikushandisirana Mushonga Myth Or Truth

By Staff Reporter
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82243
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January 13, 2020

Over the last few years certain musicians have been accused of using juju to to make themselves superstars. Some have also been accused of using juju to bring other musicians down. The practice of using mushonga is something that business people and political leaders have been accused of doing for years. Over the past two years people in the music industry have accuses some zim musicians of using N'anga to make them huge superstars but because these musicians are so powerful its something thats spoken behind closed doors.

Just for debate sake does using Mushonga really help in the music Industry? Let think about it logically so getting someone to give you JuJu will that make musicians write a great song? Lets use Sadza neMuriwo for example Jah Prayzah writes the lyrics for the song, the instrumental will involve other musicians and a producer works to find the right beat for the song . So for a song to be produced there are multiple people involved its not just the musican writing a song making the instrumental. So how does juju work in the music industry? so does it mean this juju will work on every person involved in the making of the song?

Some have said Juju is used to attract many peole to attend shows, thinking logically how would that work as people buy tickets on their own free will so how would juju affect thousands of people who attend shows?. Some say musicians use Maporofita to get luck so their music and songs are hit songs, again this does not sound logical its like saying the whole country or people in Diaspora are hypenotised to like a song.

Mushonga or Maporofita in the music industry is a myth and jelousy among musicians. If a musician like Jah Prayzah or Winky D or Seh Calaz make hit song after hit song its because they have talent and a gift. For a song to be likes by hundreds of thousands of people its the results of talent and hard work by the musician and not using juju. In Zimbabwe and most African cultures there has always been a perception that if someone becomes successfull in business or in politics they are accused of kushandisa mushonga.

Kuroya and kuroyiwa is something thats part of the African culture and has been used for many generations by people. In the music industry it seems to be a myth and jelousy because no Mushonga can make the whole of Zimbabwe fall in love with a song. If anyone had the power to make a whole country like something would they not use that power to have people vote for them to be a president. In music that there is no juju but just talent and hard work

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Medicare Advantage Plans: Benefits, Costs, Networks, and What to Know Before Enrolling

Medicare Advantage plans, Medicare Part C, best Medicare Advantage plans, Medicare Advantage coverage, Medicare Advantage cost, Medicare HMO, Medicare PPO

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Medicare Advantage Plans: What You Need to Know

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Medicare Advantage plans are one of the most popular Medicare coverage choices. They are also one of the most misunderstood.

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A Medicare Advantage plan, also called Part C, is an alternative way to receive Medicare benefits. These plans are offered by private insurance companies approved by Medicare.

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Medicare explains that Medicare Advantage plans provide Part A and Part B benefits, and they are generally offered by private companies that contract with Medicare.

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What Does Medicare Advantage Cover?

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Medicare Advantage plans must provide Medicare Part A and Part B benefits. Many plans also include prescription drug coverage, often called MAPD coverage.

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Some plans may also offer extra benefits, depending on the plan and service area.

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These may include:

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Dental
rnVision
rnHearing
rnFitness benefits
rnOver-the-counter allowance
rnTransportation
rnWellness programs
rnMeal benefits after hospital stays

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Benefits vary. Always read the plan documents.

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Types of Medicare Advantage Plans

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Medicare lists several types of Medicare Advantage plans, including HMO, PPO, PFFS, SNP, and MSA plans.

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HMO Plans

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Health Maintenance Organization plans usually require you to use network providers, except in emergencies. You may need referrals for specialists.

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PPO Plans

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Preferred Provider Organization plans usually give more flexibility than HMOs. You may pay less in network and more out of network.

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SNP Plans

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Special Needs Plans are designed for people with certain diseases, specific care needs, or certain financial situations.

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PFFS Plans

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Private Fee-for-Service plans determine how much they pay providers and how much you pay when receiving care.

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MSA Plans

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Medical Savings Account plans combine a high-deductible plan with a medical savings account.

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Medicare Advantage Costs

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Costs vary by plan and location.

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You may pay:

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Monthly premium
rnPart B premium
rnDeductible
rnPrimary care copay
rnSpecialist copay
rnHospital copay
rnDrug copays
rnCoinsurance
rnOut-of-network costs
rnMaximum out-of-pocket amount

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A $0 premium plan does not mean free health care. You may still have copays, coinsurance, drug costs, and network rules.

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Why Provider Networks Matter

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Provider networks are one of the biggest Medicare Advantage issues.

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Before enrolling, confirm:

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Your primary doctor accepts the plan
rnYour specialists are in network
rnYour preferred hospital is covered
rnYour pharmacy is preferred
rnYour medications are covered
rnYou understand referral rules

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Do not rely only on old provider lists. Confirm directly with the provider and the plan.

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Prescription Drug Coverage

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Many Medicare Advantage plans include Part D drug coverage.

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Check:

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Medication formulary
rnDrug tier
rnPreferred pharmacies
rnMail-order pricing
rnPrior authorization
rnStep therapy
rnCoverage restrictions

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Medicare Part D helps pay for brand-name and generic drugs, but coverage details vary by plan.

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Medicare Advantage Pros

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Potential advantages include:

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Bundled coverage
rnPossible drug coverage included
rnExtra benefits
rnAnnual out-of-pocket limit
rnCoordinated care
rnLower monthly premium options
rnLocal plan support

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Medicare Advantage Cons

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Potential disadvantages include:

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Provider networks
rnPrior authorization
rnReferral rules
rnOut-of-network costs
rnPlan changes each year
rnLimited travel flexibility
rnDifferent rules by county

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A plan that works well for one person may not work well for another.

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Who May Like Medicare Advantage?

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Medicare Advantage may be attractive for people who:

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Want bundled coverage
rnUse doctors in the plan network
rnPrefer lower monthly premiums
rnWant dental, vision, or hearing extras
rnDo not travel often for care
rnAre comfortable with plan rules

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Who May Want to Compare Carefully?

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Compare carefully if you:

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Travel frequently
rnUse many specialists
rnHave expensive medications
rnNeed out-of-network flexibility
rnReceive care across multiple states
rnHave complex medical conditions
rnPrefer Original Medicare provider access

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Final Thoughts

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Medicare Advantage plans can be a good fit for many people, but you must compare carefully.

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Do not choose based only on premium or extra benefits. Check doctors, hospitals, prescriptions, referrals, out-of-pocket limits, and plan rules.

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The right Medicare Advantage plan should match your real health care life.