Monday, July 27

Zifa Tell Moses Chunga You Are Not Qualified To Coach Telone

ZIFA have blocked Moses “Bambo” Chunga from securing a job with Premiership side TelOne saying he doesn’t possess a Caf A licence.
They also claim he doesn’t qualify for an exemption, which is given to coaches who do not have the badge, even though he is a former league championship winner.
While Zifa technical director, Wilson Mutekede, made the ruling, it’s ironic that Dutch coach Erol Akbay, who doesn’t have a Caf A licence, was given the greenlight to take charge of Ngezi Platinum Stars.

Englishman Mark Harrison, who also didn’t have a Caf A licence, was allowed to coach Harare City for more than a year.

Shockingly, the Zifa decision to bar Chunga, a former Warriors’ captain, comes just a few days after they handed the national team head coach job to Joey Antipas.

The Chicken Inn coach also doesn’t have a Caf A licence.

Yesterday, TelOne club president, Lloyd Mtetwa, confirmed they had shortlisted Chunga for the job.
“He was among the candidates we were considering for the head coach post. We had not given him the job but, as part of our due diligence and screening process, we checked with Zifa, particularly issues around the club licensing,”said Mtetwa.

“And, it is during that process that we learnt that he has no Caf A or an exemption from Zifa.”

Both Zifa spokesperson Xolisani Gwesela and Mutekede said Chunga did not apply for exemption.

“He should apply for exemption and we haven’t received any letter from Chunga,” said Gwesela.

Mutekede said Antipas and Chidzambwa were exempted by a Technical Committee which was in charge before he assumed office.

“What happens in terms of exemption is that you write a letter to the Technical Development Committee, which is headed by Brighton Malandule.

“A committee sat way back before I joined Zifa, and resolved to have these exemptions of Antipas and Mhofu.

“So, every coach writes a letter for exemption citing his qualifications and reasons for exemption,” said Mutekede.

Yesterday, Chunga whose last league stint was at the end of 2016 season with Harare City, refused to comment on the matter.

However, it is the manner in which Zifa operate, applying selective rules to certain individuals, which exposes the association which should cater for all the stakeholders.

Zifa have received a lot stick regarding their enforcement of the Caf A licence in the top-flight this season.

That the association cannot even support a former Warriors’ captain and, instead, and prepared to provide a waiver for the likes of Akbay, shows Zifa do not value the input of those who played the game.
 

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DUI Lawyer Near Me: How to Choose the Right Attorney After a Drunk Driving Arrest

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DUI Lawyer Near Me: What to Do After a DUI Arrest

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A DUI arrest can affect your license, job, insurance rates, criminal record, and future. It can also move fast. You may have court dates, license deadlines, paperwork, and decisions to make before you fully understand what happened.

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That is why many people search for a DUI lawyer near me after being arrested for drunk driving or driving under the influence.

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A DUI lawyer helps you understand the charges, review the evidence, protect deadlines, and build a defense based on the facts of your case.

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DUI laws vary by state, so this article is general information only. You should speak with a licensed DUI attorney in your state for legal advice.

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What Does a DUI Lawyer Do?

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A DUI lawyer may help with:

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Reviewing the police stop
rnChecking whether the officer had legal grounds
rnReviewing field sobriety tests
rnAnalyzing breath test or blood test results
rnChallenging testing errors
rnRepresenting you in court
rnHandling license suspension hearings
rnNegotiating plea options
rnSeeking reduced penalties when available
rnPreparing for trial
rnExplaining ignition interlock requirements
rnHelping protect your driving privileges

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DUI cases are often technical. A lawyer may review body camera footage, breath machine records, police reports, chemical test procedures, and officer training.

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DUI vs. DWI: Is There a Difference?

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Different states use different terms.

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You may see:

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DUI: Driving Under the Influence
rnDWI: Driving While Intoxicated or Impaired
rnOWI: Operating While Intoxicated
rnOUI: Operating Under the Influence

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The exact meaning depends on the state. Some states use DUI and DWI differently, while others use one term for the main offense.

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Why DUI Charges Are Serious

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A DUI may create both criminal and administrative consequences.

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Possible consequences may include:

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Jail time
rnFines
rnCourt costs
rnProbation
rnLicense suspension
rnIgnition interlock device
rnAlcohol education classes
rnCommunity service
rnHigher car insurance
rnCriminal record
rnEmployment problems
rnProfessional license issues

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The National Highway Traffic Safety Administration says alcohol-impaired driving is dangerous and helps states and communities reduce the threat of drunk drivers.

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How to Choose the Best DUI Lawyer

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1. Look for DUI Defense Experience

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Not every criminal defense lawyer focuses heavily on DUI. DUI defense often involves technical evidence, breath testing rules, traffic stop law, and administrative license procedures.

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Ask:

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How often do you handle DUI cases?
rnHave you handled cases in this court?
rnDo you challenge breath or blood test evidence?
rnDo you handle license hearings?
rnHave you taken DUI cases to trial?

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2. Ask About Local Court Experience

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Local experience can matter. A lawyer who regularly appears in the court where your case is filed may understand local procedures, prosecutors, judges, and diversion options.

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3. Review Communication Style

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You need an attorney who explains things clearly.

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A good lawyer should explain:

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What you are charged with
rnWhat penalties may apply
rnWhat deadlines matter
rnWhat evidence needs review
rnWhat your options may be
rnWhat the legal strategy could look like

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4. Understand the Fee

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DUI lawyers may charge flat fees, hourly fees, or staged fees.

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Ask:

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Is the fee flat or hourly?
rnDoes the fee include trial?
rnDoes it include license hearings?
rnAre expert witnesses extra?
rnAre court costs included?
rnIs payment plan available?

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Get the agreement in writing.

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What to Bring to a DUI Consultation

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Bring:

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Citation or ticket
rnBond paperwork
rnCourt date notice
rnLicense suspension notice
rnPolice report, if available
rnBreath or blood test paperwork
rnVideo evidence notice
rnWitness names
rnPrior DUI history, if any
rnVehicle impound paperwork
rnInsurance information

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The more complete your documents, the better an attorney can evaluate your situation.

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Common DUI Defense Issues

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A DUI lawyer may review questions such as:

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Was the traffic stop legal?
rnDid the officer have reasonable suspicion?
rnWere field sobriety tests properly explained?
rnWas the breath machine calibrated?
rnWas the blood draw handled correctly?
rnWas the test performed within required rules?
rnWas the driver actually impaired?
rnWere constitutional rights violated?
rnWere statements obtained properly?

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A defense depends on the facts. No lawyer can honestly promise dismissal before reviewing the evidence.

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Red Flags When Hiring a DUI Lawyer

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Be careful if someone:

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Guarantees dismissal
rnPromises no jail without reviewing facts
rnRefuses to discuss fees clearly
rnDoes not explain risks
rnPressures you to pay immediately
rnHas little DUI experience
rnWill not provide a written agreement
rnTells you the case is “easy” before reviewing evidence

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A serious DUI lawyer should be honest, not just comforting.

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Final Thoughts

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A DUI lawyer can help you understand your rights, protect deadlines, review evidence, and fight for the best available outcome based on the facts.

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If you were arrested for DUI, do not ignore court notices or license deadlines. Get organized, keep your paperwork, and speak with a qualified local DUI attorney as soon as possible.

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Mortgage Refinancing Options Homeowners Should Consider in 2026

Understanding Mortgage Refinancing

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Mortgage refinancing allows homeowners to replace their existing home loan with a new mortgage that offers updated terms, lower interest rates, or improved financial flexibility. Millions of homeowners refinance their mortgages to reduce monthly payments, shorten loan terms, or access home equity for major expenses.

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As interest rates fluctuate in 2026, refinancing continues to attract homeowners looking for long-term savings opportunities. Even a small reduction in interest rates can save borrowers thousands of dollars over the life of a loan. Refinancing can also help borrowers transition from adjustable-rate mortgages to more stable fixed-rate loan structures.

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Homeowners considering refinancing should evaluate their financial goals carefully before applying. Some borrowers focus on reducing monthly payments, while others prioritize paying off mortgages faster or consolidating debt using home equity.

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Benefits of Refinancing Your Mortgage

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One of the biggest benefits of mortgage refinancing is lower monthly payments. Reduced interest rates can significantly improve household cash flow, allowing homeowners to save more money or manage other financial obligations more comfortably.

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Refinancing may also shorten the loan repayment period. Some homeowners switch from 30-year mortgages to 15-year loans to reduce long-term interest expenses and build home equity faster.

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Cash-out refinancing is another popular option. This allows homeowners to borrow against accumulated home equity to finance renovations, education expenses, business investments, or debt consolidation.

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Factors to Consider Before Refinancing

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Although refinancing offers many advantages, homeowners should carefully compare lender fees, closing costs, and loan terms before making decisions. Refinancing costs may include appraisal fees, loan origination charges, title insurance, and legal expenses.

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Credit scores play a major role in refinancing approval and interest rates. Borrowers with stronger credit profiles generally qualify for more competitive terms and lower rates.

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Timing is also important. Homeowners planning to move within a short period may not benefit enough from refinancing savings to justify upfront costs.

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Final Thoughts

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Mortgage refinancing remains a powerful financial tool for homeowners seeking lower payments, improved loan terms, or greater financial flexibility. Careful planning and lender comparison can help borrowers maximize savings and avoid unnecessary expenses.

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By understanding refinancing options and evaluating long-term goals, homeowners can make smarter financial decisions that support long-term stability and wealth growth.

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