Friday, August 07

Peter Ndlovu Scores A Child But Abandoned Bulawayo Small House

Just a year after being accused of scoring twins with a South African woman before leaving her in the cold, Zimbabwe’s deadliest ever striker Peter Ndlovu is in the news after reportedly impregnating a grieving young Bulawayo woman before ending all communication with her.

Unconfirmed reports say this brings the total number of the prolific striker’s children to 41.

The young woman, Loraine Makhumalo Sibanda, wrote an open letter on social media which has since gone viral after it was shared by Zuva Habane on her pages. She wants him to contribute to the upkeep of his son.
Loraine is the Bulawayo born founder of Michiko communications, a media company based in South Africa.

We present her letter below:
 
I hope you are great. I haven’t written a letter to anyone in what seems to be many moons ago but I am forced to do so due to the current situation and the state of our relationship as parents to our son.
It is important that while sharing this open letter, I also narrate the incidents that led us to both to be parents of a beautiful baby boy, correctly and accurately.

I remember the first time I met you, I was going through a difficult time and so was my family. My dad was very sick with colon cancer. Although I was celebrating my friend’s birthday, the month that I met you, I just knew if I saw you and got a selfie with the great soccer legend, my dad would be over the moon.

It’s not every day that you meet someone that your father loves and admires. That little hope and the smile on his face meant the world to me. I desperately just wanted to cheer him up.

Arriving at the party, I was pleasantly surprised by how humble you were. I had worked with a couple of celebrities and fame does get the best of some of them. So you can imagine my surprise in realizing you were nothing like what I had experienced (or so I thought).

After the birthday party celebrations, I was inspired to create a colon cancer Gala dinner event to raise funds for my dad’s medical expenses. I even posted this Gala dinner on my Facebook page as I normally do most of my events and people were keen to support my family. I had also hoped that in the near future the proceeds from the Gala would allow us to donate or sponsor families going through the same thing.

I thought to myself how about we auction old soccer jerseys of former and prominent soccer athletes? Anyone who knows me knows how passionate I am when I have an idea.

I was excited and thought meeting you was definitely a blessing. I made contact with you after I discussed this idea with our mutual friend, who then gave me your contact details.

She encouraged me that you are a kind person and this initiative would be something you are keen on. I remember how anxious I was and how much I was expecting a NO from you. After I proposed this Gala dinner to you and invited you to help me I could not believe you were interested in helping.
You were going to connect me to local and Zimbabwean soccer athletes to be part of the gala. I was ecstatic. To be honest, I was not even banking on a response from you till after a few days.

From then on began our frequent chats about the Gala dinner. Unfortunately, during that period I had to return home to nurse a very sick dad and also relieve my mom and a younger brother who had been taking care of my father from home.

He later passed away and lost his battle with cancer. I called you to notify you of this. You offered to help me with the burial but I remember declining the offer. A month after we buried my dad, I had to return to work. I was still a publicist then managing MIChiko PR alone but while away I received an offer to work with a music record label, thanks to a friend.

I soon made my way home soon thereafter. In a vey short space of time, I realized there was never a possibility of us being together and do you remember the reasons I gave you to explain why I felt this way? The time our son was conceived you and I were nothing more to each other besides being friends.

This is important to clarify as people will always make assumptions and things can blow out of proportion unnecessarily. I believe you know that too.  I am in no way a scorned woman trying to make this more than what it is. If the tables were turned and you were in my shoes I am sure you would understand.

As an adult, it is hard to look in the mirror and point fingers at yourself. The opposite route seems easier, isn’t it? Which is what you are doing now by dismissing me and your son and pretending he doesn’t exist.

You and I both know how I conceived. While you may have the luxury to pretend he doesn’t exist, I don’t. I have to fight for him and fight for his right to decent way of life that he is deserving of. As his parents we brought him into the world planned or unplanned. It was our choice. So we both collectively owe him that much.

I made every effort possible to get you to meet and take care of your son and all my efforts have been futile. Your decision to stay away from me is definitely within your rights, it’s OK. However ignoring your son’s most immediate needs such as a decent roof above his head, clothing, food and an education towards his development is a fundamental right that you are consciously and effortlessly breaking.

All in an effort to punish me?? Do you hate me that much or is it simply that your ego means more to you? I also made an effort to send my uncle to speak to your brother Madinda Ndlovu, just prior to giving birth and woke up being blocked on Whatsapp.

I understand where he is coming from. You also followed suit and blocked my uncle after he directly reached out to you. My sister also made contact with you about six months ago. Funny enough you engaged with her but still chose to ignore a request for us or our families to meet to discuss our son.

I will probably be labelled reckless, stupid, a gold digger or any name that people will carelessly see fit to label me simply because I called you out and you will escape unscathed just by virtue of being a man, right?

You wake up in your fancy Greenstone Mansion without a care where your son is. You have the luxury of having prawns on your menu, and sharing it with the world online, not knowing what your son is going through.

Being pregnant during Covid was tough imagine going through it alone and praying your son does not catch the disease in the hospital where I was. You grave silence alone says it for you. Please don’t use that excuse of not being ready and not wanting him.

As adults we both know you had plenty of options to duly exercise before bringing him into the world. I didn’t force myself into your life. You willingly invited me into it. It’s almost 8 months down the line and I am yet to see your contribution to your son’s wellbeing.

  • Share:

Info News

Term vs Whole Life Insurance: Compare Costs and Coverage

Life insurance can protect a family from financial hardship if a wage earner, caregiver, or business owner passes away. The challenge is choosing the right type of policy. Two of the most common options are term life insurance and whole life insurance. Both can provide a death benefit, but they work differently, cost differently, and fit different planning goals.

Term life insurance is designed to last for a specific period, such as 10, 20, or 30 years. If the insured person dies during the term and the policy is active, the beneficiary receives the death benefit. If the term ends and the policy is not renewed or converted, coverage ends. Because term life does not usually build cash value, it is often more affordable than permanent life insurance for the same death benefit.

Term life can make sense when the main need is temporary protection. Parents may choose a term that lasts until children are grown, a mortgage is paid down, or college costs are no longer a concern. Business partners may use term life to support a buy-sell agreement during key growth years. A family with a tight budget may choose term insurance because it can provide a larger death benefit for a lower premium.

Whole life insurance is a type of permanent life insurance. It is designed to last for the insured person's lifetime as long as required premiums are paid. Whole life policies can build cash value over time. The cash value may be borrowed against or accessed under certain conditions, but loans and withdrawals can reduce the death benefit and may have tax consequences. Whole life premiums are usually much higher than term life premiums for the same initial death benefit.

Whole life can make sense for people who want lifetime coverage, predictable premiums, estate planning support, or a policy that includes cash value. It may also appeal to people who have already built a strong emergency fund, retirement savings, and basic protection, and who want another long-term planning tool. However, it is not automatically better simply because it lasts longer.

The right choice depends on the purpose of the coverage. If the goal is replacing income while children are young, covering a mortgage, or protecting a spouse during working years, term life may be enough. If the goal is lifetime estate liquidity, legacy planning, or long-term coverage that does not expire, whole life may be worth comparing.

Premiums should be reviewed carefully. A policy is only useful if you can keep it active. Buying an expensive permanent policy and later canceling it can be costly. Before choosing whole life, compare how the same dollars could be used for term coverage, retirement contributions, debt payoff, emergency savings, or other goals. This is not an either-or decision for everyone; some people use term life for large temporary needs and a smaller permanent policy for lifelong needs.

Underwriting is another factor. Insurers may review age, health history, medication, family history, lifestyle, driving record, occupation, hobbies, and sometimes medical exam results. Younger and healthier applicants often qualify for lower premiums, but each company evaluates risk differently. If you have a medical condition, an independent broker may help compare multiple insurers.

When comparing quotes, look beyond the premium. Ask whether the policy is level term or renewable term, whether it can be converted to permanent coverage, how long the premium is guaranteed, whether riders are included, and what happens if payments are missed. For whole life, ask for an in-force illustration, guaranteed values, non-guaranteed assumptions, surrender charges, loan interest, and how dividends are handled if applicable.

Common riders include waiver of premium, accelerated death benefit, child term rider, and guaranteed insurability. Riders can add flexibility, but they can also increase cost. Only add riders that solve a clear need.

Life insurance is not just a product; it is a financial safety plan. Start by estimating how much money your family would need for housing, debt, childcare, education, final expenses, and income replacement. Then compare policy types around that need. A licensed insurance professional or financial planner can help you evaluate options based on your state, budget, tax situation, and family goals.

Business Financing Options

    rn
  1. Supporting Entrepreneurial Growth
    rn Business financing plays a crucial role in helping entrepreneurs start and expand their operations. Access to funding allows businesses to invest in equipment, hire staff, and scale effectively. Many entrepreneurs explore options such as small business loans and startup funding.
  2. rn
rnrn

Before securing financing, it’s important to understand repayment terms, interest rates, and eligibility requirements. A well-prepared business plan can improve approval chances and ensure responsible use of funds. Proper financial management helps businesses grow sustainably over time.

rnrn

 

rn