Friday, September 04

Hopewell Chin'ono Spend Another Night In State Custody

TORMENTED journalist Hopewell Chin'ono will spend his third night in state custody after a Harare magistrate was Thursday forced to postpone the scribe's bail ruling when detectives brought him to court late.

Chin'ono is facing charges of defeating the course of justice.

The state, led by Audrey Chogumaira, said Chin'ono created a network with some National Prosecuting Authority (NPA) officers who would often give him inside information on the operations of the judiciary.

Chin'ono was earlier arrested in July on charges of inciting public violence ahead of the foiled July 31 anti-corruption protests which had been organised by the opposition and civil society organisations. He went on to spend nearly two months in remand prison before being granted a $10 000 bail at the High Court.

On the latest charge, Chin'ono is accused of having insinuated that detained Zimbabwe miners boss Henrietta Rushwaya would be corruptly granted bail when she faced serious charges of attempting to smuggle 6kgs gold to Dubai through the Robert Gabriel Mugabe International Airport.

On Thursday, Chin'ono appeared before Harare magistrate Marehwanazvo Gofa.

Chin'ono's lawyer, Beatrice Mtetwa argued her client was unlawfully before the courts because the 48-hour period permitted by the law for suspects to be presented before court by police upon arrest had lapsed.

"The accused is unlawfully before this court because the accused is only being brought in after the 48-hour detention period allowed by the Constitution has lapsed. This court has no jurisdiction to hear this case and we demand that he be released immediately," said Mtetwa.

But the magistrate said the point raised required her to hear arguments from both parties before making a ruling.

She ordered the matter to be rolled over to Friday.

TORMENTED journalist Hopewell Chin'ono will spend his third night in state custody after a Harare magistrate was Thursday forced to postpone the scribe's bail ruling when detectives brought him to court late.

Chin'ono is facing charges of defeating the course of justice.

The state, led by Audrey Chogumaira, said Chin'ono created a network with some National Prosecuting Authority (NPA) officers who would often give him inside information on the operations of the judiciary.

Chin'ono was earlier arrested in July on charges of inciting public violence ahead of the foiled July 31 anti-corruption protests which had been organised by the opposition and civil society organisations. He went on to spend nearly two months in remand prison before being granted a $10 000 bail at the High Court.

On the latest charge, Chin'ono is accused of having insinuated that detained Zimbabwe miners boss Henrietta Rushwaya would be corruptly granted bail when she faced serious charges of attempting to smuggle 6kgs gold to Dubai through the Robert Gabriel Mugabe International Airport.

On Thursday, Chin'ono appeared before Harare magistrate Marehwanazvo Gofa.

Chin'ono's lawyer, Beatrice Mtetwa argued her client was unlawfully before the courts because the 48-hour period permitted by the law for suspects to be presented before court by police upon arrest had lapsed.

"The accused is unlawfully before this court because the accused is only being brought in after the 48-hour detention period allowed by the Constitution has lapsed. This court has no jurisdiction to hear this case and we demand that he be released immediately," said Mtetwa.

But the magistrate said the point raised required her to hear arguments from both parties before making a ruling.

She ordered the matter to be rolled over to Friday.

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Medicare Supplement Plans for Seniors

Medicare Supplement Plans: What Seniors Should Know

Original Medicare helps pay for healthcare, but it does not cover everything. Medicare supplement plans, also called Medigap plans, help pay some out-of-pocket costs such as deductibles, copayments, and coinsurance.

Many seniors compare Medicare supplement plans to reduce surprise medical bills and create more predictable healthcare costs.

How Medigap Works

Medigap plans work with Original Medicare. They are sold by private insurance companies and help cover gaps in Medicare coverage.

These plans are different from Medicare Advantage plans. Medicare Advantage is an alternative way to receive Medicare benefits, while Medigap supplements Original Medicare.

Choosing a Plan

When comparing plans, seniors should consider premiums, doctors, prescriptions, travel coverage, and expected medical needs.

Conclusion

Medicare supplement plans can help seniors manage healthcare costs. Before choosing a plan, compare coverage, pricing, and provider access.

Best Mortgage Refinance Options When Interest Rates Are High

Mortgage refinancing can help homeowners save money, lower monthly payments, change loan terms, or access home equity. But when interest rates are high, refinancing becomes more complicated.

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A mortgage refinance means replacing your current home loan with a new one. The new loan may have a different interest rate, payment amount, loan length, or structure.

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The most common reason to refinance is to get a lower interest rate. But if current rates are higher than your existing mortgage rate, refinancing may not make sense unless you have another financial goal.

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Some homeowners refinance to switch from an adjustable-rate mortgage to a fixed-rate mortgage. This can provide more predictable monthly payments.

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Others use a cash-out refinance to access home equity. This means borrowing more than you currently owe and receiving the difference in cash. The money may be used for home improvements, debt consolidation, or major expenses. However, this increases your mortgage balance and may raise your monthly payment.

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When rates are high, homeowners should carefully calculate the break-even point. This is how long it takes for monthly savings to cover closing costs. If you plan to move soon, refinancing may not be worth it.

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You should also compare lenders. Mortgage refinance rates, fees, closing costs, and loan terms can vary. A lower rate may not always be the best deal if the fees are too high.

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Credit score, income, debt-to-income ratio, home value, and equity all affect refinance approval and pricing. Improving your credit and reducing debt before applying may help you qualify for better terms.

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Refinancing can be useful, but it is not always the right move. Homeowners should compare the total cost, monthly payment, loan length, and long-term savings before making a decision.

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The best refinance option is the one that fits your financial goals, not just the one with the lowest advertised rate.

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