Friday, August 07

Bev Sibanda I Am Living My Best Life Since Getting Married

“I have gained weight because I have nothing to do. I am only eating and sleeping these days,” Beverly Sibanda, who is popularly known as Bev, laughed out loud as she started the story about her life under the current Covid-19 lockdown. 

“I am lucky because I have a loving husband who is taking great care of me. I do not have anything else to worry about. I am actually worried about the comfort that is making me grow this big. I have tried to do a few exercises at home, but I failed to sustain the schedule. I am looking for a personal trainer who can take me through the exercises every day.”

Since she got married in February this year, Bev’s life has been a point of discussion and speculation on many social media platforms. The dancer got married to Chambuka Mufudzi, a United Kingdom-based Zimbabwean doctor and the union was solemnised at the Harare Magistrates’ Courts. It was initially rumoured that the raunchy dancer was pregnant, but she says she is not in a rush to have another baby.

Even her 11-year-old son felt jealousy when he heard that his mother was pregnant.

Stories about his mother do not only attract media attention, but the young boy gets to hear about them.“He asked me about it one day,” said Bev.

“We are so close and he is free to ask about many things about me that he hears from some people. Someone told him about the rumoured pregnancy and he asked about it. I laughed it off and told him not to worry about losing attention from me because of a new baby. He is my only child for now. I will have another baby when I want. At the moment I am not ready.”

The dancer said she felt sorry for many artistes in her trade who have not been getting attention from promoters in this time of lockdown.

Many artistes have turned to online shows, but organisers of such events have been giving more attention to musicians, without considering dancers in their programmes.

“I feel sorry for my fellow dancers. I think getting married was actually a blessing because I could have been suffering right now. There are no shows for dancers and there is little income for artistes across genres. “I am a blessed Bev. I could quit dancing forever because I am having a good life, but I am in love with my trade and I will resume shows when everything gets back to normal.

“I am only worried about my weight at the moment because I know I will not last long on stage. Dancing needs serious fitness and that is why

I am looking for a personal fitness trainer. I want to remain fit and be able to get back on stage any day.

“I have already started skipping some meals in order to monitor my weight. The good thing is that I have peace of mind and I am getting the financial support that I need.”

Bev said she does not want to remain dormant and called on promoters to consider dancers when organising online shows.

“I am just eating, watching movies, browsing social media platforms and sleeping,” she said.

“That is my daily routine at the moment. I follow most debates on social media, but I rarely comment.

“I am disheartened that someone is running a fake Twitter account purporting to be Bev. I do not have a Twitter account. I am on Facebook and Instagram.”

Bev said her heart bleeds for fellow dancers struggling because of dwindling income.

Although she is apparently leading a good life, Bev says she could have been miles ahead, by now, if Covid-19 had not locked her down like many artistes.

“If it was not for the lockdown, Bev would be cruising in a BMW X3 right now,” she said.

“The car was bought before our wedding, but it is still to get here. The process of its delivery has been made slower because of the lockdown. I am waiting for my ride and I will have it soon.”

Bev said she will eventually join her husband in the United Kingdom, but at the moment she wanted to continue with her trade.

“I am looking forward to a happy time with my husband,” she said. “I will eventually quit dancing and stay with him. At the moment he supports my job very well and wants me to proceed with it. I am happy because my heart is still with the stage. I will continue dancing for some time before I can commit myself to the work of a housewife.”

Bev turned 34 on April 3 and says she was treated to a lavish day that would have made headlines if it had taken place outside the lockdown era.

“I had planned a serious birthday bash, but the lockdown changed everything,” she said.

“I wanted to have a historic party. It would have been the talk of town. However, I still enjoyed the treat I had from my husband. He sent me some money and I spoiled myself on the day. I had a good time with my son.

“We spent about two hours on the phone with my husband and I enjoyed myself as we celebrated the day. It was one of the best birthdays in my life.”

Speaking from his UK base, Mufudzi said he was doing his best to support his wife and wanted the best for her on and off the stage.

“All is well between us and I will keep supporting her,” he said. “I have known her as a dancer for a long time and I will support her art until she decides to retire from the stage. I will keep supporting her with everything she needs.

“I want her to be happy and I am looking forward to a time when we can be together under one roof.”

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Medicare Part D Plans: How Prescription Drug Coverage Works

Medicare Part D plans, prescription drug plans, Medicare drug coverage, Part D cost, Medicare prescription coverage, best Medicare Part D plan

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Medicare Part D Plans: Prescription Drug Coverage Explained

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Prescription drug costs can be one of the biggest concerns for people on Medicare.

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Medicare Part D helps pay for prescription medications. It is offered by private companies approved by Medicare.

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Medicare says Part D helps pay for brand-name and generic drugs, and it is optional coverage available to everyone with Medicare.

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Who Needs Medicare Part D?

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You may need Part D if you have Original Medicare and want prescription drug coverage.

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You may also receive drug coverage through a Medicare Advantage plan that includes Part D.

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Even if you do not take prescriptions now, Medicare says you should consider drug coverage to avoid a possible late enrollment penalty if you join later without creditable coverage.

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What Do Part D Plans Cover?

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Part D plans cover prescription medications, but each plan has its own formulary.

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A formulary is the list of covered drugs.

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Plans may organize drugs into tiers such as:

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Preferred generic
rnGeneric
rnPreferred brand
rnNon-preferred brand
rnSpecialty drugs

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The tier affects your cost.

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What to Check Before Choosing a Part D Plan

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Your Exact Medications

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List every medication, including:

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Drug name
rnDosage
rnQuantity
rnFrequency
rnPreferred pharmacy
rnGeneric or brand preference

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Small differences can change your annual cost.

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Pharmacy Network

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Some plans have preferred pharmacies where your cost may be lower.

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Check:

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Retail pharmacy pricing
rnPreferred pharmacy pricing
rnMail-order options
rnOut-of-network pharmacy rules

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Restrictions

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A plan may require:

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Prior authorization
rnStep therapy
rnQuantity limits

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These rules can affect access and cost.

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2026 Part D Out-of-Pocket Cap

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For 2026, Medicare says yearly out-of-pocket costs for Part D-covered prescription drugs are capped at $2,100. Once that cap is reached, you do not pay copayments or coinsurance for covered Part D drugs for the rest of the calendar year.

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This is important for people with expensive medications.

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Part D Late Enrollment Penalty

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If you go without Part D or other creditable prescription drug coverage for too long after becoming eligible, you may owe a late enrollment penalty.

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Medicare says the 2026 late enrollment penalty is calculated using 1% of the national base beneficiary premium, which is $38.99 in 2026, multiplied by the number of full uncovered months.

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Extra Help for Drug Costs

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Extra Help is a Medicare program for people with limited income and resources. It helps pay Part D premiums, deductibles, coinsurance, and other costs. Medicare says people receiving Extra Help also do not pay a Part D late enrollment penalty while they have Extra Help.

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Common Part D Mistakes

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Avoid:

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Choosing by premium only
rnNot checking your exact medications
rnIgnoring preferred pharmacy pricing
rnMissing enrollment deadlines
rnAssuming all plans cover all drugs
rnNot reviewing the plan each year
rnIgnoring prior authorization rules
rnFailing to apply for Extra Help if eligible

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How Often Should You Review Your Part D Plan?

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Review your Part D plan every year.

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Plans can change:

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Premiums
rnDeductibles
rnFormularies
rnDrug tiers
rnPharmacy networks
rnRestrictions
rnCopays

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Even if your plan worked last year, it may not be the best choice next year.

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Final Thoughts

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Medicare Part D can help reduce prescription drug costs, but the right plan depends on your medications and pharmacy.

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Before enrolling, compare formularies, drug tiers, pharmacy pricing, deductibles, and total annual cost.

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The best Part D plan is not always the cheapest monthly premium. It is the one that lowers your real prescription costs.

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Cloud Backup Solutions for Small Business: Protect Your Data Before Disaster Strikes

Every small business depends on data. Customer records, invoices, payroll files, email, contracts, website files, and accounting records are all critical. If that data is lost because of ransomware, hardware failure, accidental deletion, fire, theft, or natural disaster, the business may face serious downtime.

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Cloud backup solutions help protect important files by copying data to secure off-site storage. Unlike a simple external hard drive, cloud backup can provide automated protection and recovery options from almost anywhere.

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A good backup strategy should include more than one copy of important data. Many businesses follow the 3-2-1 backup rule: keep three copies of data, use two different storage types, and store one copy off-site. Cloud backup helps with the off-site part of this strategy.

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Automation is one of the biggest benefits. Employees may forget to manually copy files, but automated backup software can run on a schedule. This reduces the risk of missing important data.

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Ransomware protection is another key feature. Some backup services offer version history, which allows a business to restore files from a point before the attack. This can be extremely important if files are encrypted or corrupted.

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When comparing cloud backup providers, look at storage limits, backup frequency, recovery speed, encryption, compliance features, customer support, and pricing. Some providers charge by storage amount, while others charge per device or user.

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Recovery testing is just as important as backup. A backup is only useful if you can restore it when needed. Small businesses should periodically test file recovery and document the process.

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Business continuity should also be considered. If a server fails, how quickly can operations continue? Some advanced backup solutions offer disaster recovery features that allow systems to be restored to virtual environments.

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Security matters because backup data may include sensitive customer and financial information. Look for services that offer encryption during transfer and storage, multi-factor authentication, access controls, and activity logs.

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Cloud backup is not only for large companies. Small businesses are often more vulnerable because they may not have dedicated IT staff. A reliable backup solution can reduce risk, protect customer trust, and help the business recover faster after a problem.

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The best time to create a backup plan is before something goes wrong.

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