Thomas Mukanya Mapfumo hints at retirement. He made the revelation in a wide-ranging and exclusive interview with Standard Style on Thursday, the day he celebrated his 75th birthday. The US-based Mapfumo also spoke about a biography project which he said is on the cards and will detail his life and works from a more personal perspective. Thomas Mapfumo will be retiring from music soon to take a deserved rest and devote his time to the impartation of musical knowledge to up-and-coming musicians, particularly the young.
“I have kept it a secret. However, due to the importance of this day in my life, perhaps it is time for my fellow country-folk to know that Mukanya will not be appearing on stage ever. I need to rest and pass on the baton to others and this is going to happen in the very near future,” Mukanya said.
“But I will be there in the background dishing out musical knowledge to those that seek it, especially the young men and women who have the passion to uphold our Zimbabwean culture through the art of music. “Already, I am working with and moulding my son, Kurai Makore [that’s my other surname by the way], so that he, too, will carry the family torch. Also recently I had a joint gig with a very talented young lady by the name of Rati Dangarembwa. Mono Mukundu has also given me works by his son who I believe has a very bright future and is a guitar player par excellence.
“This is what I have decided to devote my time doing during the course of my retirement, being advisor and mentor to the young ones. “However, the bias of my education to the up-and-coming artistes will be centred on our music, traditional music. There is no point in our youths attempting to compete with Charlie Black, Vybz Kartel or Beenie Man because they will never win Jamaicans’ hearts. Like Salif Keitawho promotes Malian music and Fela Kuti doing the same for Nigeria, I will focus on the music of my motherland.
“So, yes, I have plans to come home for retirement. Kuno kwatiri unoti kukuda here iwe? Aiwa, tiri musango, mumarimuka saka kana muvhimi achinge apedza basa, adzimba, anodzokera kumusha. Home is where the heart and soul are and I aspire to ultimately settle where my umbilical cord is.”
Mapfumo, who has been based in Oregon since his self-imposed exile more than two decades ago (returning home just twice for some shows), on Thursday turned 75, a feat he said can only be achieved when one has the protection of both the deity and the ancestoral spirits. “I thank God and midzimu yangu [my ancestoral spirits] for having taken me this far, it’s not of my own making,” he said. “All humankind acknowledges the hand of God, it’s only that we have different ways of worship, but the destination of prayers is the same.
“As a Zimbabwean, however, I also have the medium spirits that give me protection. Prophets like Chaminuka [just like those you read about in the Bible] were sent to us so that they could guide us. I am not ashamed to be associated with those of the same skin colour as me.
“If you go to India, they will tell you they worship Buddha, and sometime back when I visited Hawaii, they told me they communicate with a god they call Kameyameya. The Red Indians here in America believe in a deity they call Wakatanga. So who is our guiding spirit as Africans and as Zimbabweans?
“My main worry is that when the colonisers came hand-clutching the Bible, they also wielded the gun, stole our God and sold us a God they wanted us to believe in. They told us that our way of worship was demonic, but no, that is not true. That is the very reason why it has proved difficult to unite the people because ancestral spirits are angry.”
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Mortgage Refinancing Options Homeowners Should Consider in 2026
Understanding Mortgage Refinancing
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Mortgage refinancing allows homeowners to replace their existing home loan with a new mortgage that offers updated terms, lower interest rates, or improved financial flexibility. Millions of homeowners refinance their mortgages to reduce monthly payments, shorten loan terms, or access home equity for major expenses.
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As interest rates fluctuate in 2026, refinancing continues to attract homeowners looking for long-term savings opportunities. Even a small reduction in interest rates can save borrowers thousands of dollars over the life of a loan. Refinancing can also help borrowers transition from adjustable-rate mortgages to more stable fixed-rate loan structures.
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Homeowners considering refinancing should evaluate their financial goals carefully before applying. Some borrowers focus on reducing monthly payments, while others prioritize paying off mortgages faster or consolidating debt using home equity.
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Benefits of Refinancing Your Mortgage
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One of the biggest benefits of mortgage refinancing is lower monthly payments. Reduced interest rates can significantly improve household cash flow, allowing homeowners to save more money or manage other financial obligations more comfortably.
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Refinancing may also shorten the loan repayment period. Some homeowners switch from 30-year mortgages to 15-year loans to reduce long-term interest expenses and build home equity faster.
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Cash-out refinancing is another popular option. This allows homeowners to borrow against accumulated home equity to finance renovations, education expenses, business investments, or debt consolidation.
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Factors to Consider Before Refinancing
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Although refinancing offers many advantages, homeowners should carefully compare lender fees, closing costs, and loan terms before making decisions. Refinancing costs may include appraisal fees, loan origination charges, title insurance, and legal expenses.
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Credit scores play a major role in refinancing approval and interest rates. Borrowers with stronger credit profiles generally qualify for more competitive terms and lower rates.
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Timing is also important. Homeowners planning to move within a short period may not benefit enough from refinancing savings to justify upfront costs.
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Final Thoughts
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Mortgage refinancing remains a powerful financial tool for homeowners seeking lower payments, improved loan terms, or greater financial flexibility. Careful planning and lender comparison can help borrowers maximize savings and avoid unnecessary expenses.
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By understanding refinancing options and evaluating long-term goals, homeowners can make smarter financial decisions that support long-term stability and wealth growth.
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Cyber Liability Insurance for Small Business
Cyber Liability Insurance: Protection From Digital Risk
Small businesses face growing cyber risks, including phishing, ransomware, data breaches, and email compromise. Cyber liability insurance helps cover costs after a cyberattack.
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Conclusion
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