Simbarashe Java the brother of Passion Java is mourning the loss of his brother and friend Ginimbi who passed away last sunday in a car accident. Simbarashe Java thanked Ginimbi for giving him R50,000 which he used to start his business. watch the video below
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Ginimbi’s Mansion To Be Turned Into A Hotel
SOCIALITE Genius “Ginimbi” Kadungure , who died in a horror car accident along Borrowdale Road in Philadelphia, Harare, Sunday morning, will have his plush Domboshava mansion turned into a hotel as per his wish, close family members have said.
Ginimbi (36) died when his Rolls-Royce Wraith collided head-on with a Honda Fit while driving back to his Domboshava home in the company of Limumba Karim, believed to be of Malawian origin, and two female passengers.
He was pulled out of the car following the crash while his three passengers were burnt beyond recognition after his vehicle, a Rolls-Royce Wraith, went up in flames.
Reports are that Ginimbi had three friends in his car, identified as Karim, Elisha and fitness trainer-cum-video-vixen Michelle “Mimi Moana” Amuli — who all died.
They were all coming from Moana’s 26th birthday party at Ginimbi’s Club Dreams, formerly Sankayi.
Thousands of fans, artistes and relatives were last night gathered at the late socialite’s family home to pay their condolences, while his local and international friends, including Nigerian musician Davido, sent condolence messages.
Relatives told NewsDay Life & Style that the flamboyant young businessman had declared that no one should occupy his mansion in the event of his demise.
“You know with what has been talked about his wealth, (that he acquired it through unorthodox means), Ginimbi is on record saying no one would occupy his house. He told people that it should be turned into a hotel,” a family insider said.
He used to say he would want a mausoleum to be built for him such that he will always be remembered by many generations who would visit the hotel.”
He also reportedly wanted a statue erected in his honour.
Ginimbi’s father, Anderson, said though it was sad to lose a son in such a manner, he was not shocked when he heard about the accident as his son was a speedshtar.
I received a call that he had been involved in an accident. We know he used to speed on the roads, so we were not shocked as the person who was phoning was crying,” he said.
“When we arrived at the accident scene, we saw his car in flames and he was sleeping by the side. He was my second born. Now only two girls are left after the death of the two boys.”
Ginimbi’s mother died this year.
Asked whether Ginimbi had a child, he said he only knew one child, although he did not know the name.
“Aah vakomana ava vanongoita vachisiya haumbovanzwisisa (these boys would jump from one woman to the other, so you would never understand them). We only know of one, but I don’t know the name since we did not stay with him/her,” he said.
Sources close to Ginimbi said Karim had flown from South Africa to attend Moana’s birthday party.
“You know Limumba Karim was a close Ginimbi business partner who could not miss his friend’s invite. He would be here always to support his friend and associate. They were real partners, so he came to be party of Mimi’s birthday celebrations,” said the source.
Moana died in the accident after being trapped inside.
She featured in a number of videos, among them Jah Prayzah’s Munyaradzi, Freeman’s Miridzo, Takura’s Zvemoyo and Enzo Ishall’s Mwenje.
Moana was also a fitness trainer and played basketball.
Popular poet Albert Nyathi, who was among the mourners, described the late Ginimbi as business-minded.
“This is a big loss for the showbiz industry. We have lost a young business-minded man who had a lot of energy. He was so friendly, a brother. I am saddened,” he said.
Nigerian music star Davido tweeted: “Another friend gone … RIP Ginimbi, nothing else matters today, make Una do Una worst.”
Ginimbi’s funeral is being handled by Nyaradzo Funeral Services and will likely run for several days.
Mourners are gathered at Ginimbi parents’ homestead, a stone’s throw away from the mansion.
Ginimbi was well known for his flamboyant lifestyle and “all-white parties” he hosted every year in Zimbabwe and across the
world.
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Mortgage Refinancing: Lower Your Payments and Save More Over Time
Mortgage refinancing is one of the most effective financial strategies homeowners can use to reduce monthly payments, lower interest rates, or access home equity. By replacing your existing mortgage with a new loan that has better terms, you can potentially save thousands of dollars over the life of your loan. Whether you're looking for low interest mortgage rates, cash-out refinancing options, or fixed-rate home loans, understanding how refinancing works is essential before making a decision.
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Refinancing is especially popular when interest rates drop or when a homeowner’s credit score improves. Many borrowers take advantage of refinancing to switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, providing long-term financial stability. Others use cash-out refinancing to tap into their home’s equity, allowing them to fund renovations, consolidate debt, or invest in other opportunities. While refinancing offers many benefits, it’s important to carefully evaluate your goals and financial situation to ensure it’s the right move.
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How Mortgage Refinancing Works
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When you refinance your mortgage, you essentially take out a new loan to pay off your existing one. The new loan comes with updated terms, including a new interest rate, repayment period, and monthly payment. Lenders will evaluate your financial profile, including your credit score, income, debt-to-income ratio, and home value, to determine eligibility.
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The process typically involves submitting an application, providing documentation, and undergoing a home appraisal. Once approved, the new loan replaces your current mortgage, and you begin making payments under the new terms. Many homeowners search for best mortgage refinance lenders to ensure they secure the most favorable deal.
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Benefits of Refinancing Your Mortgage
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One of the biggest advantages of refinancing is the opportunity to secure a lower interest rate. Even a small reduction in your rate can lead to significant savings over time. Lower monthly payments can free up cash flow, making it easier to manage other financial responsibilities.
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Another benefit is the ability to shorten your loan term. For example, switching from a 30-year mortgage to a 15-year loan allows you to pay off your home faster and reduce total interest costs. Additionally, cash-out refinancing gives homeowners access to funds for major expenses, often at lower interest rates than personal loans or credit cards.
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When Is the Right Time to Refinance?
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Timing plays a critical role in refinancing decisions. Homeowners should consider refinancing when interest rates are significantly lower than their current rate. A general rule of thumb is that reducing your rate by at least 1% can make refinancing worthwhile.
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Improving your credit score can also help you qualify for better loan terms. If your financial situation has improved since you first obtained your mortgage, refinancing could provide substantial savings. Additionally, homeowners planning to stay in their property long-term are more likely to benefit from refinancing, as it takes time to recover closing costs.
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Costs and Considerations
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While refinancing offers many benefits, it’s important to consider the associated costs. These may include application fees, appraisal fees, and closing costs, which can range from 2% to 5% of the loan amount. Calculating your break-even point—the time it takes to recover these costs—is essential before proceeding.
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Borrowers should also be cautious about extending their loan term, as this can increase the total amount of interest paid over time. Working with a trusted mortgage refinancing company can help you evaluate your options and make an informed decision.
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Final Thoughts
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Mortgage refinancing can be a powerful tool for improving your financial situation, but it requires careful planning and research. By understanding the process, comparing lenders, and evaluating your long-term goals, you can make a decision that aligns with your needs. Whether you’re looking to reduce monthly payments or access equity, refinancing offers opportunities for greater financial flexibility.
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Financial experts recommend working with licensed mortgage lenders, certified financial advisors, and reputable home loan providers when considering refinancing options. Professional guidance ensures better loan terms and long-term financial stability.
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Child Custody Lawyer: What Parents Need To Know During Divorce
Child custody is often the most emotional part of divorce. A child custody lawyer helps parents protect their rights while focusing on the child’s best interests.
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Custody may include physical custody, which deals with where the child lives, and legal custody, which involves decision-making about school, healthcare, and religion.
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Courts may consider each parent’s relationship with the child, stability, work schedules, safety, communication, and ability to cooperate. The child’s needs are usually the main priority.
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A parenting plan may include weekly schedules, holidays, vacations, transportation, communication rules, and decision-making authority.
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Parents should avoid speaking badly about each other in front of the child. They should also follow temporary orders and document important issues.
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A custody lawyer can help negotiate agreements or present evidence in court when parents cannot agree.
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Custody cases are serious because they shape a child’s daily life. Legal guidance can help parents make better decisions.
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