Monday, June 01

Prophet T Freddy Denies Kubata Chibharo Says Taidanana

Goodness and Mercy Ministries church leader Tapiwa Freddy has denied raping and physically abusing his ex-girlfriend when his trial opened at the Harare Magistrates Court this morning.

 Tapiwa Freddy, popularly known as Prophet T Freddy, is charged with two counts of rape and physical abuse. He told the court that he had consensual sexual intercourse with the woman he allegedly raped and the accusations arose only after he wanted to terminate their love relationship.

 Freddy told the court that the rape allegations were concocted to tarnish his good name and embarrass him in society. e also denied assaulting the woman at Moja Shopping Centre saying they never visited the place during the time they were in a relationship.

 Regional magistrate Mrs Gloria Takundwa is presiding.

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Prophet T Freddy Arrested & Released On Bail For Chibharo
Controversial founder and leader of Goodness and Mercy Ministries Prophet T Freddy has been arrested by police on allegations of rape.
Prophet T Freddy stands accused of sexually assaulting  33-year-old ZBC Radio presenter Rutendo Makuti on several occasions after her husband died in 2019.

A local publication has since shared a video of the self-proclaimed man of God arriving at the court with his lawyers. Prophet T Freddy’s arrest comes just a few days after Rutendo filed a rape complaint claiming the self-proclaimed man of God sexually assaulted her.

According to the police memo, Rutendo claims that the Goodness and Mercy Ministries preacher forced himself on her on several occasions after her husband died.

Rutendo revealed that a couple of months after her husband died, Prophet T Freddy proposed love to her, but she declined as she was still mourning her husband.
However, on one particular occasion, Prophet T Freddy is alleged to have raped Rutendo after he asked to stay the night on the basis that it was late.

A local publication reports that on the said night, Freddy slept on Rutendo’s bed while she sat on a chair before he raped her moments later without using protection.
Prophet T Freddy is alleged to have repeated the visits to Rutendo’s place of residence and raped her each time.

After she filed the report, Rutendo was referred to Parirenyatwa Hospital for medical examination.

Prophet T Freddy has since denied the rape allegations as he claims that she is trying to extort him.

Controversial founder and leader of Goodness and Mercy Ministries Prophet T Freddy has been arrested by police on allegations of rape.
Prophet T Freddy stands accused of sexually assaulting  33-year-old ZBC Radio presenter Rutendo Makuti on several occasions after her husband died in 2019.

A local publication has since shared a video of the self-proclaimed man of God arriving at the court with his lawyers. Prophet T Freddy’s arrest comes just a few days after Rutendo filed a rape complaint claiming the self-proclaimed man of God sexually assaulted her.

According to the police memo, Rutendo claims that the Goodness and Mercy Ministries preacher forced himself on her on several occasions after her husband died.

Rutendo revealed that a couple of months after her husband died, Prophet T Freddy proposed love to her, but she declined as she was still mourning her husband.
However, on one particular occasion, Prophet T Freddy is alleged to have raped Rutendo after he asked to stay the night on the basis that it was late.

A local publication reports that on the said night, Freddy slept on Rutendo’s bed while she sat on a chair before he raped her moments later without using protection.

Prophet T Freddy is alleged to have repeated the visits to Rutendo’s place of residence and raped her each time.
POPULAR Goodness and Mercy Ministries leader Prophet Tapiwa Freddy, who was arrested Wednesday facing rape charges, was Thursday released by a Harare magistrate on free bail.

He faces charges of raping a 33-year-old Harare woman.
According to the state, the complainant’s husband fell ill in November 2019, and she sought spiritual help from Freddy. However, after the prayers, her husband’s health did not improve.

“The accused person (Freddy) invited the complainant to his workplace and gave her US$2 500 to ferry her husband to Karanda Hospital for medical attention. However, barely a week later, complainant’s husband died in hospital and the accused person offered assistance towards the burial,” the state said.
The complainant told the police in 2020, Freddy proposed love to her and she turned him down.

Freddy, the police were told, asked then asked the complainant if he could visit her son in the rural areas, and she agreed. He returned to Harare with the son, arriving at the woman’s Mt Pleasant Heights home in the evening.

The self-styled prophet allegedly told the complainant it was late and requested to sleep.

It is alleged Freddy slept on the complainant’s bed while she sat on a chair.

However, moments later, he allegedly went over to her, “forcefully lifted her and placed her on the bed” before raping her without using protection. The prophet continued visiting the complainant and raped her each time he visited.

Freddy denies the rape charges and accuses the complainant of extortion.

After she filed the report, Rutendo was referred to Parirenyatwa Hospital for medical examination.

Prophet T Freddy has since denied the rape allegations as he claims that she is trying to extort him.

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Mortgage Refinancing Strategies for Homeowners Looking to Reduce Monthly Payments

Mortgage refinancing has become a popular financial strategy for homeowners seeking lower monthly payments and long-term savings. Refinancing involves replacing an existing mortgage with a new loan that offers improved terms, lower interest rates, or adjusted repayment schedules. Homeowners often refinance to reduce borrowing costs, access home equity, or switch from adjustable-rate loans to fixed-rate mortgages.

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Interest rates play a major role in refinancing decisions. Even a small reduction in mortgage interest can save homeowners thousands of dollars over the life of a loan. Many borrowers also use refinancing to consolidate debt or fund home renovations that increase property value. Financial institutions evaluate factors such as credit scores, income stability, and property equity when determining refinancing eligibility.

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One of the most important aspects of refinancing is comparing lenders carefully. Homeowners should review closing costs, loan terms, repayment periods, and hidden fees before signing new agreements. Online mortgage calculators and financial planning tools can help estimate monthly savings and overall loan affordability.

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Refinancing may not be the right option for everyone, especially if closing costs outweigh long-term savings. Financial advisors encourage borrowers to calculate break-even points and evaluate long-term financial goals before refinancing a mortgage. Responsible borrowing and careful planning can help homeowners improve financial stability while reducing debt burdens.

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Class Action Settlement: How Claims, Payments, and Deadlines Work

class action settlement, settlement claim form, class action payment, class action settlement check, settlement administrator, class action deadline

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Class Action Settlement: How Claims, Payments, and Deadlines Work

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A class action settlement can be confusing. You may receive a notice saying you are eligible for money, credit, identity monitoring, repairs, or another benefit.

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But what does it actually mean?

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Do you have to file a claim?

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When will payment arrive?

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What happens if you do nothing?

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Understanding the settlement process helps you avoid missing deadlines or giving up rights without realizing it.

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What Is a Class Action Settlement?

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A class action settlement is an agreement to resolve a lawsuit brought on behalf of a group.

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The company may agree to provide compensation or other relief, while often denying wrongdoing.

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The settlement usually needs court approval. The court reviews whether the settlement is fair, reasonable, and adequate for the class.

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What Is a Settlement Notice?

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A settlement notice explains your rights.

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It may arrive by:

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Email
rnPostcard
rnLetter
rnWebsite notice
rnOnline ad
rnPublication notice

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The notice usually explains:

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Who is included
rnWhat the lawsuit claimed
rnWhat the settlement provides
rnHow to file a claim
rnHow to opt out
rnHow to object
rnDeadlines
rnHearing date
rnContact information

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Read it carefully.

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What Is a Claim Form?

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A claim form is the document you submit to request settlement benefits.

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It may ask for:

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Name
rnAddress
rnEmail
rnPhone number
rnProof of purchase
rnAccount number
rnTransaction dates
rnLoss amount
rnPayment preference
rnSignature or certification

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Only submit accurate information.

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Do You Always Need Proof?

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Not always.

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Some settlements require documentation. Others allow claims without proof, but payments may be smaller.

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Examples of proof include:

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Receipts
rnInvoices
rnBank statements
rnEmails
rnProduct serial numbers
rnRepair records
rnScreenshots
rnAccount records

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If you have proof, submit it when allowed.

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How Are Payments Calculated?

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Payments may depend on:

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Settlement fund size
rnNumber of valid claims
rnDocumented losses
rnPlan of allocation
rnAdministrative costs
rnAttorney fees
rnCourt-approved deductions
rnClaim category

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Sometimes advertised payment amounts are only estimates. If many people file claims, individual payments may be lower.

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Why Payments Take Time

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Class action payments may take months or longer.

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Reasons include:

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Court approval process
rnObjection period
rnAppeals
rnClaim review
rnFraud screening
rnAddress verification
rnPayment processing
rnSecond distribution planning

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The FTC explains that when possible it uses money collected from defendants to provide refunds, and remaining funds may sometimes support a second round of payments.

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What Does It Mean to Opt Out?

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Opting out means you exclude yourself from the settlement.

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If you opt out:

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You usually receive no settlement benefit
rnYou may keep the right to sue separately
rnYou must follow the opt-out instructions
rnYou must meet the deadline

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People with large individual damages should consider legal advice before deciding.

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What Does It Mean to Object?

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Objecting means you stay in the class but tell the court you disagree with part of the settlement.

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You may object to:

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Settlement amount
rnAttorney fees
rnRelease terms
rnClaim process
rnNotice method
rnPayment formula

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Objecting is different from opting out.

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What Happens If You Do Nothing?

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Doing nothing may mean:

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You receive no payment
rnYou remain bound by the settlement
rnYou give up rights to sue separately
rnYou lose the chance to object or opt out

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This depends on the notice. Always read the specific instructions.

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How to Avoid Settlement Scams

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Scammers often copy the language of real settlements.

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Be careful if someone:

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Asks you to pay to receive money
rnPromises guaranteed payment
rnDemands gift cards or wire transfers
rnThreatens legal action
rnRequests unnecessary sensitive information
rnUses a fake website
rnClaims special access

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The FTC warns that it never asks people to pay to file a claim or get a refund.

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Final Thoughts

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A class action settlement can provide money or other benefits, but deadlines matter.

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Read the notice. Confirm the website is official. File a claim if required. Keep records. Be careful with scams.

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And before opting out or signing away important rights, consider speaking with a qualified attorney.

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