Friday, August 07

Olinda Chapel Says She’s Now A Millionaire

Zimbabwean entrepreneur and social media personality, Olinda Chapel has sensationally claimed that she is now a millionaire.

In a post of Instagram on New Year’s Eve, the former wife of Zim Hip Hop rapper, Stunner, as well as the musician Tytan, said she feels like the Biblical Job who lost his family and fortune and after great suffering, had all his possession restored double. She wrote:

This time 2019 I was letting go of my pain and preparing to walk 2020 alone. I stood still and let God be God.

All I remember was telling God my burdens were too heavy and I couldn’t walk another step.

God asked me “do you trust in me?” Undoubtedly I said, “I trust you, Lord”.

He asked me to put my burdens down. So I did. Lord did I feel lighter. I allowed myself grace.

With 2019 I had had. I didn’t believe my 2020 would end this way. Call me Job because I shared his lamentations.

Call me Job because despite the devils lies and thievery. God restored it all.

My family is a family again. 2020 God officially made me a 7 figure earner.

He took my sorrows and turned them into happiness. He restored what the devil had stolen.

It’s truly a Happy New year for me.

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Tytan says left ‘destroyed’ after discovering Olinda exposed him to HIV
Olinda brands Tytan 'evil' over Facebook disclosure after her HIV status
Singer Tytan says he was left “destroyed” after discovering that his ex-wife Olinda Chapel hid from him that she is HIV positive.

Tytan, real name Njabulo Nkomo, says Olinda said she decided not to tell him because she wanted to “live a normal life”.

Olinda, responding to Tytan’s revelations, described her ex-husband as “evil” and equated the disclosure to “revenge porn”.

Speaking in an interview on the Facebook-based ZimboLive TV, Tytan said he suffered physical and mental abuse from Olinda until he decided to call time on the marriage in August last year. He told how on at least eight occasions she locked him out of their house and repeatedly threatened to get him deported back to Zimbabwe.

Olinda was pregnant with their daughter when he says he began noticing an unusual amount of medication being delivered.

Tytan said he was in denial when he looked up the medication on Google and discovered it was for HIV.

“I thought maybe it’s a precaution, just to make sure the baby is safe,” Tytan said.

Afraid of triggering an argument with Olinda, he said he held back from asking her why she was keeping the medication.

He revealed: “It kept affecting me, so one day when she was in a happy mood I decided let me try and ask. I said to her ‘I have noticed now when you are going to the hospital there’s different medication you have been getting. How come it’s different now?’ I stalled myself, and finished by saying I know the truth now. I left the house to go to the studio.

“As soon as I left, I got a call and she was crying. It was really shocking for me because it was confirmation of what I suspected. She said she didn’t want to tell me because she wanted to live a normal life, and I thought, so you decided to deprive me a normal life?

“At that time I didn’t know what kind of human being I was with. What kind of person would do that? I really struggled thinking, maybe that’s my life now.

“Her excuse at that time for not telling me was that the HIV was undetectable. It dawned on me that all along I was the only one getting tested. She used to tell me that because of her profession, she regularly tested. I trusted her.

“Everything changed. I promised I was going to take care of my daughter. I got tested, and was put on a four-month course of anti-retroviral medication. I was okay. After that, I have been testing regularly.”
Tytan said the discovery “destroyed me” and he knew their marriage would not last.

“It became an unhappy house,” he said.

Olinda admitted she was HIV positive but said she was “heart-broken” that Tytan had made the disclosure without her permission.

“It was not an issue of I didn’t tell him. I don’t want a part of my private life being put out there. It is my choice, my right whether I want to tell this or that person. According to British law it’s as good as revenge porn what he has done,” Olinda stormed.

“That man is evil. I’m in shock… my heart is broken.”

She was also furious with his disclosure that she had been abused as a child, insisting that she had told him in the strictest confidence.

Tytan married Olinda in March 2018, months after calling time on her rocky relationship with rapper, Desmond Chideme, who is popularly known by his stage name, Stunner.

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Cyber Liability Insurance for Small Business

Cyber Liability Insurance: Protection From Digital Risk

Small businesses face growing cyber risks, including phishing, ransomware, data breaches, and email compromise. Cyber liability insurance helps cover costs after a cyberattack.

A cyber insurance policy may help pay for investigation, legal fees, customer notification, credit monitoring, ransomware response, and business interruption.

Why Small Businesses Need Cyber Insurance

Hackers often target small businesses because they may have weaker security controls. A single breach can damage reputation and create expensive recovery costs.

Businesses that store customer data, accept online payments, or use email should consider coverage.

What to Compare

When comparing cyber insurance quotes, review coverage limits, exclusions, deductible amounts, ransomware coverage, and security requirements.

Conclusion

Cyber liability insurance is an important part of modern business protection. It can help reduce financial damage after a data breach or cyberattack.

Medicare Supplement Plans: How Medigap Helps Cover Out-of-Pocket Costs

Medicare Supplement plans, Medigap plans, Medicare Supplement insurance, Medigap coverage, Medicare Plan G, Medicare Plan N, Medicare supplement cost

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Medicare Supplement Plans: How Medigap Works

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Medicare Supplement Insurance, also called Medigap, helps pay certain out-of-pocket costs left by Original Medicare.

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For many people, Medigap is appealing because it can make health care costs more predictable.

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Medicare says Medigap is extra insurance sold by private companies to help pay your share of costs in Original Medicare, such as copayments, coinsurance, and deductibles.

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Who Can Buy a Medigap Policy?

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Generally, you need Original Medicare Part A and Part B to buy a Medigap policy.

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Medigap works with Original Medicare. It is not the same as Medicare Advantage.

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This matters because you generally cannot use Medigap to pay Medicare Advantage plan costs.

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What Does Medigap Cover?

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Medigap policies may help with costs such as:

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Part A coinsurance
rnPart B coinsurance or copayments
rnBlood costs
rnSkilled nursing facility coinsurance
rnPart A deductible
rnForeign travel emergency coverage, depending on plan
rnOut-of-pocket gaps in Original Medicare

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Coverage depends on the specific plan letter.

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Medicare provides a comparison chart showing what different Medigap plan letters cover.

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Medigap Plan Letters

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Medigap plans are standardized by letter in most states.

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Common plan letters include:

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Plan A
rnPlan B
rnPlan D
rnPlan G
rnPlan K
rnPlan L
rnPlan M
rnPlan N

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The benefits for a plan letter are standardized, but prices can differ by insurance company.

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For example, Plan G benefits are generally the same standard benefits regardless of company, but premium pricing and service may vary.

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Medigap vs. Medicare Advantage

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This is a major decision.

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Medigap Works With Original Medicare

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You keep Original Medicare and add Medigap to help with out-of-pocket costs. You may also buy a separate Part D plan for prescriptions.

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Medicare Advantage Replaces How You Receive Medicare Benefits

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Medicare Advantage plans are private plans that provide Part A and Part B benefits as an alternative to Original Medicare.

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The choice affects doctor access, network rules, drug coverage, monthly premiums, and out-of-pocket costs.

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When Is the Best Time to Buy Medigap?

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Medicare says your federal Medigap Open Enrollment Period lasts 6 months and starts the first month you have Medicare Part B and are 65 or older. During this period, you have important rights when buying Medigap.

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If you apply later, medical underwriting may apply in many situations, depending on your state and circumstances.

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Medigap Pros

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Potential advantages include:

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Predictable out-of-pocket costs
rnWorks with Original Medicare
rnNo Medicare Advantage network rules
rnHelpful for frequent travelers
rnStandardized benefits
rnCan reduce surprise medical bills

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Medigap Cons

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Potential disadvantages include:

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Monthly premium
rnUsually requires separate Part D drug plan
rnDoes not usually include dental, vision, or hearing extras
rnPricing can increase over time
rnMay be harder to buy later depending on rules

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How to Compare Medigap Plans

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Compare:

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Plan letter benefits
rnMonthly premium
rnRate increase history
rnCompany reputation
rnHousehold discounts
rnEnrollment timing
rnCustomer service
rnAvailability in your state
rnWhether you need Part D separately

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Do not choose only by brand name. Since benefits are standardized by plan letter, price and service matter.

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Who May Like Medigap?

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Medigap may be a strong fit for people who:

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Want provider flexibility
rnTravel often
rnPrefer Original Medicare
rnWant predictable costs
rnSee specialists frequently
rnDo not want network restrictions
rnCan afford a monthly premium

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Final Thoughts

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Medicare Supplement plans can help reduce the financial gaps in Original Medicare.

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If you want flexibility, predictable cost-sharing, and fewer network concerns, Medigap may be worth comparing. But timing matters, and premiums vary.

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Before buying, compare plan letters, prices, Part D needs, and long-term affordability.

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