A POWER struggle that has been simmering for months between President Emmerson Mnangagwa and his ambitious deputy, retired General Constantino Chiwenga, has intensified over the past two weeks, with factions said to belong to them fighting bitterly over control of re-introduced District Coordinating Committees (DCCs).
Mnangagwa and the former Zimbabwe Defence Forces commander are fighting for the heart and soul of Zanu-PF and control of the levers of state power.
The differences between the two emerged after the November 2017 coup over several issues, such as type of transitional arrangement, key appointments, including cabinet posts and Mnangagwa's tenure.
The party resolved to re-introduce the DCCs in its structures last year, claiming they were the missing link in the coordination of its programmes.
DCCs were disbanded in 2012 after they became the centre of terminal factional fights among bigwigs. The party felt DCCs were, during that time, being used to foment divisions and fan factionalism between camps led by Mnangagwa and then vice-president Joice Mujuru. Mujuru and Mnangagwa were angling to succeed the late former president Mugabe. According to the Zanu-PF constitution, there are 60 rural DCCs and 29 in urban areas that must be constituted.
When fully constituted, the DCCs form part of Zanu-PF's congress the supreme decision-making body mandated to elect the party president. Accordingly, whoever controls DCCs has greater potential of sustaining power in Zanu-PF.
Party insiders told the Zimbabwe Independent in off-the-record briefings this week that vicious campaigning is currently underway in all 10 provinces ahead of the DCC elections set to be conducted over the next two months. The campaign is reportedly being held on factional lines, as bigwigs line up proxies for influential positions amid intense skulking and skulduggery.
"There is commotion all over the country. People are burning the midnight oil plotting. The elections themselves are promising fireworks," a Zanu-PF politburo member said.
"There are widespread allegations of vote-buying and imposition of candidates by senior officials who want to assert control of the lower structures and it's getting messy."
According to party insiders, the factional fights are more intense in the three Mashonaland provinces.
party officials in Mashonaland east, particularly in Chiwenga's home district of Wedza, alleged that the Vice-president was involved in the selection of candidates. They also alleged that he was working with former deputy minister of transport Michael Madanha now Zimbabwe National roads Administration (Zinara) board chairperson.
Allegations of vote-buying have also been levelled against Madanha, formerly Wedza South legislator. He is being accused of distributing food hampers, cellphones and cash to party members.
Madanha, who is the current provincial deputy chair, is said to have ambitions of becoming the next provincial chairperson, a position currently held by Joel Biggie Matiza.
"It was virtually early Christmas in Wedza. Soon after the pCC (provincial coordinating committee) held a meeting in marondera to announce the return of the DCCs, Madanha dispatched, through his driver known as mutete, products which we were told were donations from Vp Chiwenga. Around 20 cellphones were handed out over the last two weeks, which they said were meant to help improve communication when the need arises," a source from the province said.
"mutete delivered groceries in Goneso ward 13 and when people asked, again he said they were from Vp Chiwenga and Cde Madanha shall communicate to them later. Madanha has been trying to consolidate power in Wedza district to show he has the qualities to take over the provincial chairperson position from Matiza, who is said to be loyal to president Mnangagwa."
"People are spending nights here scheming," the official said.
Madanha was not answering calls yesterday. He also did not respond to questions sent on his mobile phone via WhatsApp despite him having read them, as evidenced by the blue ticks used on the application to indicate that the recipient would have read the message.
matiza said they had received reports of vote-buying, but denied that he suspended Madanha on Monday as Zinara chairperson to settle political scores.
"I am aware of those issues, they have been raised. What we are going to do as the provincial leadership is to ensure that anyone who has been proved to have violated rules will be dealt with according to laid down procedures. Zanu-PF people know what to do and what not to do. If those allegations are proven to be true, the party has systems in place to deal with them," Matiza said.
on Madanha's suspension, Matiza said: "That has nothing to do with DCC elections at all, there are purely Zinara issues."
In mashonaland Central, daggers are out for provincial chairperson, Home Affairs minister Kazembe Kazembe, with party members pushing for his disqualification after he reportedly violated rules by allegedly starting campaigning before clearance was given. Kazembe is reportedly facing stiff competition from businessman tafadzwa musarara.
Sources said Kazembe held meetings with members of the youth and women's leagues last week on Wednesday.
"The meeting took place at Kazembe's office in Concession next to the magistrates Court and was addressed by one Richard Chirongwe, the province's war veterans. Kazembe was also in the meeting and took the opportunity to read the riot act against any district member who will campaign for Tafadzwa Musarara," a source who attended the meeting alleged.
"What is surprising is that Kazembe started campaigning well before the party gave us the greenlight to do so and according to party rules, he should be disqualified on account of that along with all his proxies," the source said.
both Kazembe and musarara were not reachable for comments as repeated calls went unanswered. They were also not responding to SmS and WhatsApp messages sent to them.
Zanu-PF national political commissar Victor matemadanda, said: "Those people should report the allegations to my office and we will take them up. For now I have not received any official complaints of vote-buying and candidate impositions, but once we get them we will take decisive action," he said.
Addressing a midlands provincial Coordinating Committee meeting in Gweru on Saturday, Matemadanda said: "I heard that in Mashonaland West, there was a caucus meeting to shortlist candidates for DCC and say so and so will be chairperson, secretary, etc . . . that is nonsense. We are going to do proper elections there. In Chipinge, I heard that is what was happening also. In Mashonaland east, I heard there was a district which was doing that again. Let me tell them that they will achieve nothing. Here in midlands, the same problem had started, but I shall not mention names," Matemadanda said.
Info News
Medicare Advantage Plans: Benefits, Costs, Networks, and What to Know Before Enrolling
Medicare Advantage plans, Medicare Part C, best Medicare Advantage plans, Medicare Advantage coverage, Medicare Advantage cost, Medicare HMO, Medicare PPO
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Medicare Advantage Plans: What You Need to Know
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Medicare Advantage plans are one of the most popular Medicare coverage choices. They are also one of the most misunderstood.
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A Medicare Advantage plan, also called Part C, is an alternative way to receive Medicare benefits. These plans are offered by private insurance companies approved by Medicare.
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Medicare explains that Medicare Advantage plans provide Part A and Part B benefits, and they are generally offered by private companies that contract with Medicare.
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What Does Medicare Advantage Cover?
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Medicare Advantage plans must provide Medicare Part A and Part B benefits. Many plans also include prescription drug coverage, often called MAPD coverage.
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Some plans may also offer extra benefits, depending on the plan and service area.
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These may include:
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Dental
rnVision
rnHearing
rnFitness benefits
rnOver-the-counter allowance
rnTransportation
rnWellness programs
rnMeal benefits after hospital stays
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Benefits vary. Always read the plan documents.
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Types of Medicare Advantage Plans
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Medicare lists several types of Medicare Advantage plans, including HMO, PPO, PFFS, SNP, and MSA plans.
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HMO Plans
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Health Maintenance Organization plans usually require you to use network providers, except in emergencies. You may need referrals for specialists.
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PPO Plans
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Preferred Provider Organization plans usually give more flexibility than HMOs. You may pay less in network and more out of network.
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SNP Plans
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Special Needs Plans are designed for people with certain diseases, specific care needs, or certain financial situations.
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PFFS Plans
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Private Fee-for-Service plans determine how much they pay providers and how much you pay when receiving care.
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MSA Plans
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Medical Savings Account plans combine a high-deductible plan with a medical savings account.
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Medicare Advantage Costs
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Costs vary by plan and location.
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You may pay:
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Monthly premium
rnPart B premium
rnDeductible
rnPrimary care copay
rnSpecialist copay
rnHospital copay
rnDrug copays
rnCoinsurance
rnOut-of-network costs
rnMaximum out-of-pocket amount
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A $0 premium plan does not mean free health care. You may still have copays, coinsurance, drug costs, and network rules.
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Why Provider Networks Matter
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Provider networks are one of the biggest Medicare Advantage issues.
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Before enrolling, confirm:
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Your primary doctor accepts the plan
rnYour specialists are in network
rnYour preferred hospital is covered
rnYour pharmacy is preferred
rnYour medications are covered
rnYou understand referral rules
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Do not rely only on old provider lists. Confirm directly with the provider and the plan.
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Prescription Drug Coverage
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Many Medicare Advantage plans include Part D drug coverage.
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Check:
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Medication formulary
rnDrug tier
rnPreferred pharmacies
rnMail-order pricing
rnPrior authorization
rnStep therapy
rnCoverage restrictions
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Medicare Part D helps pay for brand-name and generic drugs, but coverage details vary by plan.
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Medicare Advantage Pros
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Potential advantages include:
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Bundled coverage
rnPossible drug coverage included
rnExtra benefits
rnAnnual out-of-pocket limit
rnCoordinated care
rnLower monthly premium options
rnLocal plan support
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Medicare Advantage Cons
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Potential disadvantages include:
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Provider networks
rnPrior authorization
rnReferral rules
rnOut-of-network costs
rnPlan changes each year
rnLimited travel flexibility
rnDifferent rules by county
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A plan that works well for one person may not work well for another.
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Who May Like Medicare Advantage?
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Medicare Advantage may be attractive for people who:
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Want bundled coverage
rnUse doctors in the plan network
rnPrefer lower monthly premiums
rnWant dental, vision, or hearing extras
rnDo not travel often for care
rnAre comfortable with plan rules
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Who May Want to Compare Carefully?
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Compare carefully if you:
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Travel frequently
rnUse many specialists
rnHave expensive medications
rnNeed out-of-network flexibility
rnReceive care across multiple states
rnHave complex medical conditions
rnPrefer Original Medicare provider access
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Final Thoughts
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Medicare Advantage plans can be a good fit for many people, but you must compare carefully.
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Do not choose based only on premium or extra benefits. Check doctors, hospitals, prescriptions, referrals, out-of-pocket limits, and plan rules.
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The right Medicare Advantage plan should match your real health care life.
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Best High-Yield Savings Accounts for Long-Term Financial Growth
Why High-Yield Savings Accounts Are Popular
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High-yield savings accounts have become one of the most attractive banking products for consumers seeking safe and reliable ways to grow their money. Unlike traditional savings accounts that often offer very low interest rates, high-yield accounts provide significantly better annual percentage yields, helping savers build wealth more efficiently.
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Online banks have played a major role in increasing the popularity of high-yield savings accounts. Because online financial institutions operate with lower overhead costs than traditional banks, they can often provide more competitive interest rates and reduced fees.
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In uncertain economic conditions, many consumers prioritize financial stability and emergency savings. High-yield accounts offer both accessibility and growth potential, making them ideal for emergency funds, short-term savings goals, and financial planning.
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Key Features to Compare
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Consumers should carefully compare account features before choosing a high-yield savings account. Interest rates are important, but they should not be the only factor considered.
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Monthly maintenance fees can reduce earnings significantly over time. Savers should look for accounts with low or no monthly fees whenever possible. Minimum balance requirements should also be reviewed carefully to avoid penalties or reduced interest rates.
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FDIC insurance protection is another critical consideration. Accounts insured by the Federal Deposit Insurance Corporation protect deposits up to legal limits, providing additional peace of mind for consumers.
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Building Strong Savings Habits
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Consistent deposits are one of the best ways to maximize savings growth. Many financial experts recommend setting up automatic transfers from checking accounts into savings accounts each month.
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Combining high-yield savings accounts with strong budgeting practices can help consumers improve financial security and prepare for unexpected expenses. Emergency funds covering three to six months of living expenses remain a common financial recommendation.
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Final Thoughts
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High-yield savings accounts provide an effective and low-risk way to grow savings while maintaining easy access to funds. Competitive interest rates, strong security protections, and flexible banking features make these accounts valuable tools for modern financial planning.
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Consumers who compare options carefully and maintain consistent saving habits can significantly improve long-term financial stability and wealth-building potential.
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