Monday, June 01

Ginimbi Fails To Tell Court How He Maintains His Lavish Lifestyle

THE trial of businessman Genius Kadungure, popularly known as Ginimbi, for allegedly failing to declare income returns to the Commissioner of Taxes kicked off yesterday, with the court hearing that he failed to account for his lavish lifestyle between 2010 and 2012 when the Zimbabwe Revenue Authority (Zimra) undertook a lifestyle audit on him.

His company, Piko Trading, also failed to declare income returns to Zimra from gas sales during the same period.

Piko Trading is facing accusations of smuggling 5 289kg of gas into the country.

Kadungure and his company, the court heard, were also not forthcoming with information regarding income and expenditure patterns when Zimra officials asked him to declare such for tax calculation purposes.

State witness Mr Adrian Maudzeni told the court that although Kadungure paid $30 000 in January this year and $5 000 yesterday into the Zimra account towards repaying the amount he allegedly prejudiced Zimra, he was still liable to answer to charges of failing to make the declaration.

“We conducted a lifestyle audit and source of income for the client from 2010 to 2013,” he said. “The client was requested to give proof of source of income and client failed to give proof of source of income between 2010 and 2012.

“The client later provided proof for 2013 to 2015, so he was left with a liability to declare for that period. Zimra was prejudiced $119 815,93 which was undeclared. The total prejudice was $30 864,19 including interest and penalties. To date, $30 000 was recovered on January 15, 2020.” Mr Maudzeni said the amount was due when they conducted the audit.

He said there was still an outstanding amount inclusive of penalties and interest.

“Although he is saying he made a payment of $5 000 today (yesterday),” Mr Maudzeni said. “The charge is not on the amount or dispute on the figure with Zimra, but the charge is on non-submission of returns. The claims have not been submitted.”

Zimbabwe Energy Regulatory Authority acting chief executive Mr Eddington Tapera Mazambani told the court that records showed that the gas in question was imported by Piko Trading, which was trading as Pioneer Gas.

Another witness, Paul Chimungosho, was ordered to verify documents with transactions that Kadungure and his company claim were extracted from Zimra.

Kadungure and his company denied the charges when they appeared before magistrate Mr Crispen Mberewere. They told the court that he complied with the law and paid all duties.

“The accused will state that it has always complied with the law and paid all duties that were requested by Zimra,” he said in his defence.

Piko Trading has since admitted and been convicted on two other counts of failing to declare tax returns to the Commissioner of Taxes.

Mr Andrew Kumire and Mr Loveit Masuku prosecuted.

The trial continues tomorrow.

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Best Personal Injury Lawyer Near Me: How To Choose The Right Attorney After An Accident

After an accident, many people do not know what to do next. One minute life feels normal, and the next you may be dealing with pain, hospital bills, missed work, insurance calls, and stress about how you will recover financially.

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This is where a personal injury lawyer can help. A personal injury lawyer handles legal claims for people who were hurt because of someone else’s negligence. This can include car accidents, truck accidents, slip and fall injuries, workplace injuries, medical mistakes, dog bites, and other serious accidents.

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Finding the best personal injury lawyer near you is not just about choosing the first attorney you see online. The right lawyer can help protect your rights, deal with insurance companies, collect evidence, and fight for fair compensation.

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What Does A Personal Injury Lawyer Do?

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A personal injury lawyer helps injured people seek compensation after an accident. This compensation may cover medical bills, lost wages, pain and suffering, future treatment, rehabilitation, and other accident-related losses.

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Many accident victims do not realize how complicated injury claims can become. Insurance companies may seem helpful at first, but their goal is often to reduce how much they pay. A personal injury attorney understands how these companies operate and can help make sure you do not accept a settlement that is too low.

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A lawyer may help by investigating the accident, gathering medical records, speaking with witnesses, reviewing police reports, negotiating with insurance companies, and filing a lawsuit if needed.

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When Should You Contact A Personal Injury Lawyer?

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You should consider contacting a personal injury lawyer as soon as possible after an accident, especially if you were seriously hurt or if someone else may be at fault.

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It is also important to speak with a lawyer if the insurance company is delaying your claim, denying responsibility, offering a low settlement, or asking you to give a recorded statement. What you say to an insurance adjuster can affect your case, so it is better to get legal advice before making major decisions.

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You should also contact a lawyer if your injuries require surgery, long-term treatment, physical therapy, or time away from work. The more serious your injuries are, the more important it becomes to understand the full value of your claim.

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How To Choose The Best Personal Injury Lawyer Near You

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The best personal injury lawyer is not always the one with the biggest billboard or the loudest advertisement. You need someone with experience, communication skills, strong case results, and a clear understanding of injury law.

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Look for a lawyer who handles personal injury cases regularly. Ask whether they have experience with cases similar to yours. For example, if you were injured in a truck accident, you may want an attorney who understands commercial trucking claims. If you were hurt because of medical negligence, you may need a lawyer with medical malpractice experience.

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You should also pay attention to how the lawyer communicates. A good attorney should explain your options clearly, answer your questions, and make you feel informed instead of confused.

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Questions To Ask Before Hiring A Personal Injury Attorney

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Before hiring a personal injury lawyer, ask important questions so you know what to expect.

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Ask how long they have handled personal injury cases. Ask whether they have taken cases to trial. Ask how they calculate the value of a claim. Ask how often they will update you about your case. Ask who will actually handle your file.

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You should also ask about fees. Most personal injury lawyers work on a contingency fee basis. This means they only get paid if they recover money for you. However, you should still understand the percentage they charge and whether case expenses are deducted before or after attorney fees.

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Why Local Experience Matters

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Searching for a personal injury lawyer near me can be useful because local experience matters. A local attorney may understand nearby courts, local judges, insurance defense lawyers, accident patterns, and state injury laws.

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Personal injury laws can vary depending on where you live. Deadlines for filing claims, rules about fault, and damage limits may differ from state to state. A local lawyer can explain how those rules apply to your case.

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Local lawyers may also have relationships with accident reconstruction experts, medical professionals, and investigators who can help strengthen your claim.

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What Compensation Can You Recover?

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The amount of compensation in a personal injury case depends on the facts. Every case is different.

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Common damages may include emergency room bills, hospital bills, surgery costs, medication, physical therapy, lost income, reduced earning ability, pain and suffering, emotional distress, property damage, and future medical care.

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If your injury affects your ability to work, walk, drive, sleep, or enjoy daily life, those losses may also matter when calculating your claim.

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A personal injury lawyer can help estimate the value of your case by reviewing your medical records, income loss, injury severity, recovery timeline, and long-term impact.

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Common Mistakes Accident Victims Make

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Many people make mistakes after an accident because they are stressed and unsure what to do.

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One common mistake is waiting too long to get medical treatment. If you delay treatment, the insurance company may argue that your injuries were not serious or were not caused by the accident.

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Another mistake is accepting the first settlement offer. Early offers are often lower than what the claim may actually be worth.

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Posting about the accident on social media can also hurt your case. Insurance companies may review your posts and use photos, comments, or videos against you.

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Giving a recorded statement without legal advice can also be risky. Even simple comments can be taken out of context.

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How Insurance Companies Handle Injury Claims

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Insurance companies are businesses. Their goal is to protect their financial interests. This does not mean every adjuster is dishonest, but it does mean you should be careful.

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An insurance company may question the seriousness of your injury, blame you for the accident, argue that your treatment was unnecessary, or offer a quick settlement before you know the full cost of your recovery.

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A personal injury lawyer can communicate with the insurance company for you and push back when the offer does not reflect your damages.

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Do You Need A Lawyer For A Minor Accident?

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Not every accident requires a lawyer. If there was no injury and only minor property damage, you may be able to handle the claim yourself.

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However, if you have pain, medical bills, missed work, or ongoing symptoms, it may be wise to speak with an attorney. Some injuries get worse over time. Neck injuries, back injuries, concussions, and soft tissue injuries may not feel serious immediately but can become major problems later.

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A consultation can help you understand whether you have a case.

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Final Thoughts

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Choosing the best personal injury lawyer near you can make a major difference after an accident. The right attorney can help you understand your rights, deal with insurance companies, gather evidence, and pursue fair compensation.

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Before hiring a lawyer, look for experience, strong communication, local knowledge, and a clear fee structure. Do not rush into a settlement before knowing the full value of your injuries.

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An accident can create stress, pain, and financial pressure, but getting the right legal help can give you a better chance of protecting your future.

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Best Business Credit Cards for Large Monthly Spending

Business owners spending heavily each month often leave enormous value on the table.

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Travel rewards. Cashback programs. Expense tracking. Employee card controls.

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The right credit card strategy can improve cash flow while generating significant financial benefits.

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That’s why many companies search for the best business credit cards for large monthly spending.

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But not all premium business cards deliver equal value.

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What High-Spending Businesses Should Prioritize

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A flashy rewards offer means nothing if the card creates operational headaches later.

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Experienced business owners evaluate several important factors.

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Spending Limits and Flexibility

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Businesses with large operating expenses often need:

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  • High spending limits
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  • Flexible payment structures
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  • Multiple employee cards
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  • Fraud monitoring systems
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Operational flexibility matters heavily.

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Rewards Structures

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Some cards favor:

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  • Travel spending
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  • Advertising purchases
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  • Fuel expenses
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  • Technology purchases
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  • Office supply spending
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The best business credit card depends on where the company spends most.

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Expense Management Tools

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Modern business cards increasingly integrate with:

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  • Accounting software
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  • Expense reporting systems
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  • Payroll platforms
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  • Financial dashboards
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Automation saves time for finance teams.

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Risks Businesses Must Understand

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Large spending limits can create dangerous financial habits.

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Poor management may lead to:

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  • High interest costs
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  • Cash flow pressure
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  • Debt accumulation
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  • Credit score damage
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Rewards never justify reckless spending.

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Why Premium Business Cards Have High CPC Keywords

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Business credit card customers often generate substantial long-term revenue for financial institutions.

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Banks compete aggressively for high-spending business clients.

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That’s why these SEO keywords attract strong advertiser competition.

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Final Takeaway

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The best business credit cards for large monthly spending combine strong rewards, operational flexibility, fraud protection, and financial management tools.

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Smart businesses use credit strategically instead of emotionally.

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That difference matters long term.

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FAQ

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What business credit card rewards are most valuable?

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It depends on company spending patterns and operational needs.

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Do business credit cards affect personal credit?

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Some issuers report activity to personal credit bureaus while others do not.

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Are premium annual fees worth it?

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For high-spending businesses, rewards and benefits may outweigh annual costs.

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