Saturday, October 03

Vatengesi Will Disappear Says Mnangagwa Ally Victor Matemadanda

DEFENCE deputy minister Victor Matemadanda has unwittingly exposed government's hand in the alleged abduction and forced disappearances of opposition and human rights activists after he bragged that "sell-outs will be dealt with and will disappear mysteriously".

Addressing a Zanu-PF Manicaland provincial co-ordinating committee meeting in Mutare on Sunday, Matemadanda, who is the party's national political commissar, said: "I told other people that if you are a sell-out, and if you wake up and pursue your sell-out activities while people are sleeping, this country has something that it will do to you.

"You will disappear without anyone touching you. This country will deal with you mysteriously. This country is a mystery, you just can't do as you please."

His remarks came as human rights activists have recorded a spike in abductions and torture of opposition activists by suspected State security agents.

Over a dozen human rights activists, among them Itai Dzamara and Patrick Nyabanyana, have disappeared without trace over the last few years, with rights lobby groups claiming they had recorded 69 abductions this year alone.

Government has, however, denied being involved in the disappearances, saying these were stage-managed to taint the country's image and justify the extension of the trade embargo against President Emmerson Mnangagwa's administration.

Matemadanda singled out hospital doctors' former leader Peter Magombeyi and comedienne Samatha Kureya, also known as Gonyeti, for exaggerating the country's human rights crisis by claiming to be victims of State abduction and torture.

But Jameson Timba, secretary for presidential affairs in MDC Alliance leader Nelson Chamisa's office, said the remarks made by Matemadanda were "most unfortunate".

"These remarks are not dissimilar from the remarks made by Patrick Chinamasa (Zanu-PF politburo member and acting spokesperson), which were basically inciting violence in the country," Timba said.

"His suggestion in the context of the abductions that have been taking place in this country, that if you sell out then you will disappear, is totally unacceptable and irresponsible and also shows who has been behind the abductions in the country."

National Patriotic Front spokesperson Jealousy Mawarire said: "Having a Deputy Minister of Defence and a top Zanu-PF official boasting of using violence, abductions and extra-judicial killings lends credence to the call by Zimbabweans for Sadc, AU [African Union] and UN [United Nations]'s intervention in order to deal with this rogue regime.

"It is people like Matemadanda who are responsible for creating a social and political crises that Zanu-PF and the regime are spectacularly failing to dissociate themselves from."
He added: "We have a Constitution, section 67, which gives political rights and provides for the right for peaceful activities, including demonstrations, satire, drama and music, to influence or challenge government policies or any political activity."

In a separate address at the weekend, Gokwe-Nembudziya MP Justice Mayor Wadyajena told party supporters that Mnangagwa had "planted" his intelligence operatives in all parts of the country to sniff out "sell-outs".

"President Mnangagwa is the one who created the CIO [Central Intelligence Organisation] in 1980 and there is nowhere he can fail to get information on what is happening.

"You will be caught. Imagine people getting money in secret, but it came out," he said, in apparent reference to former senior Zanu-PF members who were recently expelled for allegedly conniving with the opposition to incite an uprising against Mnangagwa.

"There are people who were fired from the party for fanning factionalism. People like (Claveria) Chizema, Tendai Savanhu and one youth league member. Factionalism must end, let us end gossip and let us unite as Zanu-PF," Wadyajena said.

"Those who were expelled from the party had started lying and abusing the name of Vice-President (Constantino) Chiwenga to say he wants to take over from President Mnangagwa.

"Those people created their fliers with the VP's image on them saying he must help the people to remove Mnangagwa.

"They were working with the opposition and some even received money to organise people ahead of the July 31 demonstrations. Unfortunately for them, the President's eyes are everywhere. They are here and what we are doing is actually being seen and you will be caught."

He also accused "Zanu-PF rebels" of working in cahoots with the opposition to peddle false reports of a rift between Mnangagwa and his deputy, Chiwenga.

"People want to create a wedge between President Mnangagwa and VicePresident Chiwenga and that will not happen.

"If VP Chiwenga had wanted to be President, he could have taken over in 2017 when the President was in South Africa and (the late former President Robert) Mugabe had been removed, but he is a principled man and follows the party ideology.

"If he wants to be President, he can wait for his turn. It is not criminal to aspire to be President,"Wadyajena said.

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Debt Consolidation Loans: Reduce Your Monthly Payments and Take Control of Your Finances

Managing multiple debts can quickly become overwhelming, especially when you’re juggling high-interest credit cards, personal loans, and other financial obligations. This is where debt consolidation loans can provide a practical solution. By combining multiple debts into a single loan with one monthly payment, borrowers can simplify their finances and potentially reduce overall interest costs.

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What Is a Debt Consolidation Loan?

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A debt consolidation loan is a financial product that allows you to combine several debts into one loan. Instead of making multiple payments to different creditors, you make a single payment to one lender.

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Borrowers often search for best debt consolidation loans to find options that offer competitive rates and favorable terms.

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How Debt Consolidation Works

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The process begins by applying for a loan that covers the total amount of your existing debts. Once approved, the funds are used to pay off those debts, leaving you with one loan to repay.

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Debt consolidation can also improve your credit score over time. By paying off existing debts and maintaining consistent payments on your new loan, you demonstrate responsible financial behavior.

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When Debt Consolidation Makes Sense

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Debt consolidation is most effective when you have multiple high-interest debts and a steady income to support repayment. It can be a good option if you are struggling to keep up with payments or want to simplify your financial situation.

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However, it’s important to avoid accumulating new debt after consolidation. Without proper financial discipline, you may end up in a worse situation than before.

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Types of Debt Consolidation Options

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There are several ways to consolidate debt, each with its own advantages:

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1. Personal Loans

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Unsecured personal loans are a common option for debt consolidation. They offer fixed rates and predictable payments.

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2. Balance Transfer Credit Cards

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These cards allow you to transfer existing balances to a new card with a low or 0% introductory interest rate.

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3. Home Equity Loans

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Homeowners may use equity in their property to secure a loan with lower interest rates. However, this option carries the risk of losing your home if payments are not made.

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4. Debt Management Plans

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Offered by credit counseling agencies, these plans help negotiate lower interest rates and create a structured repayment plan.

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Factors to Consider Before Applying

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Before choosing a debt consolidation loan, consider the following factors:

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Interest Rate: Ensure the new rate is lower than your current debts.
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rnCredit Score: Your credit score will impact your eligibility and loan terms.

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Carefully evaluating these factors helps you choose the best option for your financial situation.

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Common Mistakes to Avoid

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One common mistake is consolidating debt without addressing the underlying spending habits that caused it. Without changing your financial behavior, you may accumulate new debt.

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Failing to compare lenders is also a risk. Shopping around for the best rates and terms ensures you get the most value from your loan.

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How Debt Consolidation Affects Your Credit

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Debt consolidation can have both short-term and long-term effects on your credit score. Initially, applying for a loan may result in a small decrease due to a hard inquiry.

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Tips for Successful Debt Consolidation

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Create a budget to manage your finances effectively.
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Final Thoughts

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Debt consolidation loans offer a practical way to simplify your finances, reduce monthly payments, and work toward becoming debt-free. By understanding your options and making informed decisions, you can take control of your financial future.

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While consolidation is not a one-size-fits-all solution, it can be a powerful tool when used responsibly. With the right approach, you can reduce financial stress and build a stronger foundation for long-term success.

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Financial experts recommend working with licensed lenders, certified credit counselors, and reputable financial advisors when considering debt consolidation. Professional guidance ensures better loan terms and long-term financial health.

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Best Mortgage Refinance Companies for Homeowners With Equity

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Mortgage refinancing activity is rising again in 2026.

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Homeowners with strong equity positions are searching for ways to lower payments, reduce interest costs, or access cash for major expenses.

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But refinancing is not always automatically smart.

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The details matter.

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Why Homeowners Refinance

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People refinance for several reasons.

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The right refinance strategy depends heavily on financial goals.

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  • Credit scores
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Borrowers with strong equity often qualify for better rates.

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Risks of Refinancing

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Refinancing can create problems if borrowers ignore:

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  • Closing costs
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Lower monthly payments do not always mean lower long-term costs.

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Final Takeaway

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The best mortgage refinance companies help borrowers balance interest savings, long-term financial goals, and loan flexibility.

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A refinance should improve financial stability instead of creating new debt pressure.

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FAQ

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What credit score is needed to refinance?

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Requirements vary, though stronger credit usually improves rates.

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Is refinancing worth it in 2026?

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It depends on interest rates, equity levels, and long-term financial goals.

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