Monday, June 01

TM Pick n Pay Lost $22 Million To Email Hackers

TM Pick n Pay lost $22 million to e-mail hacking fraudsters suspected to be targeting huge businesses in the country, police have said.
The retail group was deceived through a contrived e-mail in the name of TM Pick n Pay financial manager Raymond Matsetsa instructing accounts staff to send money from a bank account held at Steward Bank, Avondale branch, to four company accounts which were systematically emptied.
TM Pick n Pay employees and Steward Bank insiders are suspected of being involved in the scam.
The case also exposes systemic flaws in the banking system that make it easy for fraudsters to operate unchecked and banks’ unresponsiveness to clients who have lost large sums of money.
National police spokesperson Assistant Commission Paul Nyathi last night confirmed the arrest of one suspect, Tonderai Chagweda, who is assisting police with investigations.
He said the offence was allegedly committed on January 28 when the fabricated e-mail instructed Steward Bank to process and transfer the money into four companies.
Steward Bank, said Asst Comm Nyathi, then acted on the instructions and transferred $10 million into a company called Simrac Investments, Leechiz ($3 million), Madzara Investment ($7 million), and Maalocka Pvt Ltd ($2 million).
He said TM Pick n Pay discovered the transaction, which they disputed on March 3, with the manager in question saying the e-mail was doctored. However, investigations led to the arrest of Chagweda.
Asst Comm Nyathi said police was suspecting that it could be syndicate on the prowl targeting large businesses.
“We are conducting investigations into the matter,” he said. “We are also appealing to members of the public with information to come forward and assist the police to arrest other suspects involved in the crime.”
Chagweda’s lawyer Charity Tawanda of Tawanda Law Practice, also confirmed the arrest of her client.
She said there seemed to be no connection between her client and the alleged facts.
“My client neither works for TM or Steward Bank nor was any of the alleged sums transferred to him,” she said.

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Divorce Lawyer Near Me: How to Choose the Right Attorney for Your Case

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Divorce Lawyer Near Me: How to Choose the Right Attorney

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Divorce is not just a legal process. It can affect your home, children, money, retirement, business, credit, emotions, and future.

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That is why many people search for a divorce lawyer near me when they realize the marriage may be ending.

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A divorce lawyer can help you understand your rights, protect your interests, prepare documents, negotiate a settlement, and represent you in court if needed.

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The American Bar Association’s Family Law Section covers legal issues connected to divorce, custody, child support, domestic violence, marital property, military law, and other family relationship matters.

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What Does a Divorce Lawyer Do?

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A divorce lawyer helps people handle the legal issues involved in ending a marriage.

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Common issues include:

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Child custody
rnParenting time
rnChild support
rnSpousal support
rnProperty division
rnDebt division
rnRetirement accounts
rnBusiness ownership
rnReal estate
rnProtective orders
rnTemporary orders
rnMediation
rnCourt hearings
rnSettlement agreements

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A lawyer’s job is not only to file paperwork. A good divorce attorney helps you make smart decisions during a stressful time.

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When Should You Hire a Divorce Lawyer?

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You may want to speak with a divorce lawyer if:

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You have children
rnYou own a home
rnYou or your spouse owns a business
rnThere are retirement accounts
rnThere is significant debt
rnYou are worried about hidden assets
rnYour spouse already hired a lawyer
rnThere are abuse or safety concerns
rnYou disagree about custody
rnYou need spousal support
rnYou expect a contested divorce
rnYou do not understand your rights

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Even if you hope for an uncontested divorce, legal advice can help you avoid costly mistakes.

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Contested vs. Uncontested Divorce

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Uncontested Divorce

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An uncontested divorce means both spouses agree on the major terms. This may include property division, custody, support, and debt.

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Uncontested cases are often faster and less expensive, but the agreement still needs to be prepared correctly.

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Contested Divorce

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A contested divorce means the spouses disagree on one or more major issues.

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Common disputes include:

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Who gets the house
rnHow custody is divided
rnHow much child support is owed
rnWhether alimony should be paid
rnHow retirement is divided
rnWho pays marital debt
rnWhether assets were hidden

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A contested divorce may require negotiation, mediation, hearings, or trial.

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How to Choose the Best Divorce Lawyer

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1. Look for Family Law Experience

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Divorce law is different from criminal law, personal injury, or business law.

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Ask:

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How much of your practice is family law?
rnHave you handled cases like mine?
rnDo you handle custody disputes?
rnDo you handle high-asset divorce?
rnDo you handle business valuation issues?
rnDo you go to trial if needed?

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2. Choose the Right Style

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Some divorce lawyers are aggressive litigators. Others focus on settlement and mediation.

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You need the right style for your situation.

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If your spouse is cooperative, a settlement-focused lawyer may help reduce conflict. If your spouse is hiding assets or using intimidation, you may need a stronger litigation approach.

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3. Ask About Communication

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Divorce cases can take time. You need a lawyer who communicates clearly.

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Ask:

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Who will handle my case?
rnHow often will I receive updates?
rnHow do I contact your office?
rnHow quickly do you respond?
rnWill I speak with you or mostly with staff?

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4. Understand the Fees

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Divorce lawyers often charge hourly fees and require a retainer. Some simple cases may qualify for flat fees.

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Ask:

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What is your hourly rate?
rnWhat is the retainer?
rnHow are court costs billed?
rnDo you charge for emails and phone calls?
rnWhat happens if the retainer runs out?
rnCan you estimate total cost?

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What to Bring to a Divorce Consultation

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Bring as much information as possible, including:

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Marriage date
rnSeparation date
rnChildren’s information
rnIncome records
rnTax returns
rnBank statements
rnRetirement accounts
rnMortgage documents
rnCredit card debt
rnCar loans
rnBusiness records
rnPrenuptial agreement
rnCourt papers, if already filed

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The more complete your documents, the better the attorney can evaluate your case.

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Red Flags to Avoid

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Be careful if a lawyer:

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Guarantees you will get everything
rnEncourages unnecessary fighting
rnDoes not explain fees
rnRefuses to discuss risks
rnDoes not listen
rnPromises exact custody results
rnPressures you to file immediately without review
rnHas little family law experience

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No ethical lawyer can guarantee the exact outcome of a divorce.

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Final Thoughts

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Choosing the right divorce lawyer can shape your financial future and your family life.

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Look for experience, communication, strategy, honesty, and a fee structure you understand.

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A good divorce lawyer should help you protect your rights without making an already painful situation harder than necessary.

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Personal Injury Lawyer Cost: How Attorney Fees Work

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Personal Injury Lawyer Cost: How Attorney Fees Work

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Many injured people worry about hiring a lawyer because they are already dealing with medical bills, missed work, and financial stress.

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The good news is that many personal injury lawyers work on a contingency fee.

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That usually means you do not pay attorney fees upfront. Instead, the lawyer receives a percentage of the settlement or court recovery if the case succeeds.

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Fee agreements vary, so always read the contract carefully.

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What Is a Contingency Fee?

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A contingency fee means the attorney’s payment depends on the outcome of the case.

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If there is no recovery, the lawyer may not collect an attorney fee. However, case costs may be handled differently depending on the agreement.

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The American Bar Association explains that in a contingency fee arrangement, the lawyer agrees to accept a fixed percentage of the recovery, and if the client loses, the lawyer generally does not receive a fee, though expenses may still be owed depending on the agreement.

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What Percentage Do Personal Injury Lawyers Charge?

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Percentages vary by lawyer, case type, and state rules. Many contingency fees are based on a percentage of the recovery.

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Some agreements may use different percentages depending on whether the case settles early, enters litigation, or goes to trial.

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Ask the lawyer to explain the fee clearly before signing.

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Attorney Fees vs. Case Costs

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Attorney fees are not always the same as case costs.

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Case costs may include:

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Court filing fees
rnMedical record fees
rnExpert witness fees
rnDeposition costs
rnInvestigation expenses
rnPostage
rnTrial exhibit costs
rnAccident reconstruction
rnCopying and records

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Ask whether costs are deducted before or after the attorney percentage is calculated.

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Questions to Ask About Fees

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Before hiring a personal injury lawyer, ask:

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What is your contingency fee percentage?
rnDoes the fee change if a lawsuit is filed?
rnWho pays case costs?
rnAre costs deducted before or after attorney fees?
rnWhat happens if we lose?
rnWill I receive a written fee agreement?
rnAre there any upfront costs?
rnHow are medical liens handled?
rnWill I approve settlement decisions?

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A good attorney should explain fees in plain language.

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Is Hiring a Personal Injury Lawyer Worth It?

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A lawyer may be worth considering when:

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Injuries are serious
rnLiability is disputed
rnInsurance offers are low
rnMedical bills are high
rnFuture treatment is needed
rnYou missed work
rnThere are multiple parties
rnYou are being blamed
rnThe case may require expert witnesses

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A lawyer cannot guarantee more money, but legal representation may help protect your rights and avoid mistakes.

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Do All Personal Injury Cases Need a Lawyer?

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Not always.

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A minor accident with no injuries and simple property damage may not require an attorney.

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But if you have injuries, medical treatment, lost wages, or long-term symptoms, a consultation may be useful.

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Be Careful With Quick Settlements

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A quick settlement may not include:

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Future medical treatment
rnLost earning capacity
rnLong-term pain
rnMedical liens
rnSpecialist care
rnSurgery risks
rnPermanent impairment

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Once you sign a release, you may not be able to ask for more money later.

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How to Find a Personal Injury Lawyer

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You can begin by checking state or local bar referral services. The U.S. Department of Labor notes that state bar websites generally have resources for the public looking for an attorney, and each legal case may require a lawyer suited to that specific problem.

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You can also ask:

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Friends or family
rnLocal bar association
rnTrusted attorneys in other fields
rnLegal aid resources
rnProfessional legal directories

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Final Thoughts

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Personal injury lawyer cost is usually based on a contingency fee, but every fee agreement is different.

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Before hiring a lawyer, ask about percentages, costs, deductions, liens, and what happens if there is no recovery.

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A clear fee agreement protects both you and the attorney.

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