Saturday, September 19

Revealed Secret: Mugabe Family-Mnangagwa Battle Over Mugabe’s Coffin

THE bitter fallout between President Emmerson Mnangagwa and the late former president Robert Mugabe which has divided their families, Zanu PF and government, as well as the public — exacerbated this week in his death as it did in life, with far-reaching political consequences.

A series of dramatic events — including Mnangagwa’s visit to Mugabe’s home yesterday and his failure to break the deadlock over where his mentor would be buried – characterised the theatrical end of an era.

“There has been so much fighting and drama over the funeral and burial issues since Mugabe’s death a week ago,” a senior government official said. “I have been talking to government officials and the Mugabe family; there is an interesting interplay of different characters and events. This is not a family feud, but a political issue. The stakes are very high. In short, it’s a combination of personal vendettas, continued hostilities over the coup and competing agendas.”

Mnangagwa yesterday visited Mugabe’s residence, the Blue Roof mansion in Borrowdale suburb Harare, in a bid to resolve the impasse, but failed to pressure the family to allow the country’s founding leader to be buried at the National Heroes Acre.

It was Mnangagwa’s first visit to the Mugabe family home since 2017. Since the November 2017 military coup which brought to an end Mugabe’s 37-year rule, while propelling Mnangagwa to power, the two comrades-turned-enemies had not had direct contac

Mugabe and Mnangagwa had been communicating through emissaries, including Central Intelligence Organisation director-general Isaac Moyo.

However, Mugabe’s family, Grace, children and relatives, yesterday slammed the door on Mnangagwa’s face as he desperately tried to gain entry, mend fences and secure control of Mugabe’s funeral and burial arrangements.

Insiders say Mnangagwa wants to take charge for political reasons to enhance his profile and legitimacy by appropriating Mugabe’s history and legacy, as controversial as they are.

Doing so would in turn allow Mnangagwa to control the narrative of the liberation struggle which Mugabe — the political, ideological and intellectual leader of Zanu PF for 40 years — carved out and sustained as the lifeblood of the party and his rule.

When the coup happened, Mugabe and Mnangagwa completely lost contact with each other.

The fallout came to a head yesterday when the family dug in and refused to release Mugabe’s body to the state, in line with his dying wish that he should buried next to him mother Bona at rural Zvimba home in Mashonaland West province.

Mugabe also told the family that he does not want Mnangagwa and his allies to take custody of his body as it might be used for ritualistic purposes, sources said.

Before his death in Singapore, as exclusively reported by the Zimbabwe Independent lead story in the August 9 edition, Mugabe told his family that he does not want to be associated with Mnangagwa, some government officials and military chiefs, whom he viewed as “betrayers” and “tormentors”.

It has also emerged Mugabe told his family that he does not want Mnangagwa and the government to have custody of his body at any given moment and pontificate over it, insisting Grace and other family members must closely stick to it until it is interred.

Family members told the Independent Mugabe feared there was a huge risk Mnangagwa could use his body for rituals, to consolidate and maintain power, sources said. Insiders say Zanu PF leaders are incredibly superstitious.

As a result, Grace and the family have been clinging onto Mugabe’s body since its arrival on Wednesday. They clung to it from the airport to One Commando Barracks and all the way to Blue Roof.

The strategy to keep the body under lock and key was also on display yesterday when Mugabe’s youngest son Bellarmine Chatunga refused to let his mother and her sister to travel alone in a military helicopter carrying the body from the Blue Roof mansion to Rufaro Stadium in Harare after security officers tried to stop him. He bulldozed his way and security officers backed down.

The Mugabe family has also put in place private security arrangements to guard the body. When the coffin arrived in Harare on Wednesday, it was clear from the reception ceremony, body language of the Mugabe family members and close monitoring of the casket that the bereaved had no intention of giving Mnangagwa control. Although Mnangagwa gave a speech at the airport, he was clearly not in charge.

The body was later taken to One Commando Barracks for a military parade and then straight to the Blue Roof mansion.

Sources said in between the events, Mnangagwa was expected to meet Grace at State House, but the meeting did not take place as the former first lady was not interested. She also did not want to abandon Mugabe’s body at One Commando Barracks, while meeting Mnangagwa at State House.

Mnangagwa was resultantly forced yesterday to go to the Blue Roof for the first time since the coup, where he pleaded with the family to let bygones be bygones. Prior to the visit, Mnangagwa had consulted the Zanu PF politburo.

While at Blue Roof, Mnangagwa requested for a one-on-one meeting with Grace as he sought to convince her that Mugabe should be buried at the Heroes Acre. But the family rejected the idea as they feared the former first lady would be subjected to irresistible pressure alone.

The Mugabe family had earlier yesterday accused government of unilaterally coming up with a funeral programme. It also complained that officials were trying to “coerce” them into accepting their plans.

In the process, the Mugabe family hit back, making it clear the former president is not going to Heroes Acre, but to Zvimba for burial.

After some haggling, Mnangagwa and his team, which included Vice-President Kembo Mohadi and chief of protocol Munyaradzi Kajese, ended up having a meeting with Grace and former Mines minister Walter Chidhakwa, among others, sources said.

 

The family, however, stuck to its guns, triggering fresh demonisation from Mnangagwa allies.

“Mugabe’s children, particularly Chatunga and Bona, are determined to honour their father’s last wish to be buried in Zvimba,” a source said.

“The children are putting the family interests first, although Grace was considering Mnangagwa’s offer for political and protection reasons.”

The family — which had earlier issued a statement through Mugabe’s exiled nephew Patrick Zhuwao, slamming government for drafting Mugabe’s funeral programme without consulting them — however agreed that the body be taken to Rufaro Stadium yesterday and today for Zimbabweans to bid farewell.

Heads of state, former leaders and other foreign dignitaries will get an opportunity to bid farewell to Mugabe at the National Sports Stadium tomorrow.

Chiefs from Zvimba also held a meeting of their own before the Mugabe family met Mnangagwa. They said it was important Mugabe is buried like a traditional leader.

Chief Dununu told the Independent the meeting centred around how the burial process and the body of the former president would be handled.

The chiefs said the government had hurriedly announced a funeral programme without input from the family.

“It is important to understand that there are a number of cultural traditions which must be observed. For instance, the body has to be taken to his burial place in Zvimba in line with tradition,” he said. “This dovetails with what we discussed as a family, bearing in mind that Mugabe was a chief. We communicated to government that if they can find an appropriate place at the Heroes Acre where we can inter the remains of our former president in line with our cultural traditions, it is something we may consider. If such a place is there, we will consult as a family.”

Sources said the Mugabe family wants him to be buried in a secret cave in line with tradition. They even considered burying him on the vast Blue Roof mansion grounds, a source indicated.

Family spokesman Leo Mugabe told reporters Mugabe would be buried privately in Zvimba in accordance with traditional rites since he was a chief. He would not reveal the date of burial, but said it would not be Sunday, as earlier stated by government. Monday or Tuesday have been tentatively suggested as the burial day.

Mugabe family members yesterday told the Independent that there were a number of reasons why Mugabe and his family did not want a Heroes Acre burial.
“The first reason is that they vilified Mugabe and tarnished his legacy through the coup. They also subjected him to tremendous pressure by, among other things, putting him under virtual house hastening his demise,” said a family member.

Mugabe also felt betrayed by Mnangagwa, despite having worked closely with him for about 50 years.

Family members said Mugabe taught Mnangagwa while he was in prison and encouraged him to complete his law degree. Mugabe, the family said, also played a key role in ensuring Mnangagwa, who had been sentenced to death for treason over a Masvingo train bombing incident, is not executed after engaging lawyers on his behalf.

After Mnangagwa was deported to Zambia, Mugabe brought him back to the liberation war fold at the height of the liberation struggle.

Besides betrayal, Mugabe was also angered by the persecution of his family during and after the coup, they said.

Mugabe’s relatives who have been arrested on different allegations after his toppling include his son-in-law Simba Chikore, former Mines minister Chidhakwa and Grace’s sister Shuvai Junior Gumbochuma.

Zhuwao is in exile and so, too, is another close relative Adam Molai.

In addition, Mnangagwa’s government failed to intervene when people invaded some of Mugabe’s farms after the coup, while also threatening to grab some of the farms from the family, sources said.

The family is also refusing as they say Mnangagwa wants to gain political capital by presiding over Mugabe’s burial at the Heroes Acre.

Zimbabwe’s big power allies, notably China and Russia, and African leaders have hailed Mugabe’s record, complicating matters.

Sources said the family was also angered upon arrival at Robert Mugabe International Airport from Singapore to find that the army was waiting with gun carriers to carry Mugabe’s body.

“The gun carriers and military presence just evoked memories of the coup and this hardened the family’s attitude,” a family member said. “Some government officials who had ridiculed and humiliated Mugabe after the coup were also there shedding crocodile tears. People like Defence minister Oppah Muchinguri, who labelled Mugabe a traitor, were there to receive the body, but the family will not forget their statements.”

The family said Mugabe was also angry that in the aftermath of the coup, Mnangagwa’s government attributed all of Zimbabwe’s ills on him alone. Mnangagwa promised a clean break with the Mugabe era in what he called the “new dispensation” following his rise to power.

However, after Mugabe’s death they have turned around and are singing eulogies for him, with Mnangagwa’s office saying that he is “providing continuity” from where the late president left.

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Best Cyber Insurance Policies for Small Businesses in 2026

Cyber insurance is no longer something only giant corporations worry about. Small businesses are getting hit with ransomware attacks, phishing scams, AI-driven fraud, and customer data breaches almost daily. One attack can freeze your operations, destroy customer trust, and cost thousands overnight.

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That’s why more business owners are searching for the best cyber insurance policies for small businesses in 2026. The problem? Most policies look similar on the surface. The details hidden in the fine print are what really matter.

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Let’s break down what actually protects your company and what could leave you exposed when things go bad.

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Why Small Businesses Are Major Cyberattack Targets

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A lot of owners think hackers only chase Fortune 500 companies. That’s completely wrong.

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Small businesses are often easier targets because:

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  • Security systems are outdated
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  • Employees receive little cybersecurity training
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  • Backup systems are weak
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  • Multi-factor authentication is missing
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  • Owners assume “it won’t happen to us”
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Hackers know smaller companies usually pay faster after an attack. They also know many businesses cannot survive extended downtime.

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That’s exactly why cyber insurance providers are aggressively targeting this market in 2026.

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What Cyber Insurance Actually Covers

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Not every cyber insurance policy covers the same risks. Some policies sound impressive but leave dangerous gaps.

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A strong cyber insurance policy for small businesses should include:

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Data Breach Coverage

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This helps pay for:

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  • Customer notifications
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  • Credit monitoring services
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  • Legal expenses
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  • Regulatory fines
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  • PR and reputation management
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If customer records leak, costs rise fast.

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Ransomware Protection

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Ransomware claims are exploding in 2026.

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The best cyber insurance policies may cover:

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  • Ransom payments
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  • Negotiation specialists
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  • Data recovery
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  • Business interruption losses
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  • System restoration
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Some insurers now require strict cybersecurity controls before approving ransomware coverage.

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Business Interruption Coverage

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If your systems go down for several days, revenue stops.

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This coverage helps replace lost income while your business recovers.

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For online businesses, SaaS companies, medical clinics, and financial firms, this can be the most important part of the policy.

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Best Cyber Insurance Features to Look for in 2026

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Cyber threats are changing quickly. Insurance companies are adjusting requirements every year.

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Here’s what smart business owners should prioritize.

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Multi-Factor Authentication Requirements

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Most insurers now require MFA.

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If your business does not use it, your claim could be denied.

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That catches many owners by surprise.

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Before buying coverage, ask:

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  • Does the policy require MFA for all employees?
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  • Are remote workers included?
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  • Are privileged accounts protected?
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Never assume you’re covered without verifying this.

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AI Fraud and Social Engineering Protection

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AI-generated scams are becoming more sophisticated.

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Employees receive fake invoices, cloned voices, and realistic phishing emails that look legitimate.

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Some cyber insurance policies exclude social engineering attacks unless you purchase additional protection.

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That extra coverage matters more now than ever.

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Vendor and Third-Party Coverage

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Your vendors can become your biggest weakness.

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If a payment processor, payroll company, or cloud storage provider gets breached, your business may still face lawsuits and downtime.

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The best cyber insurance policies for small businesses include third-party liability protection.

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How Much Cyber Insurance Costs in 2026

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Pricing depends on several factors.

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Insurers usually evaluate:

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  • Company revenue
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  • Industry risk level
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  • Security controls
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  • Number of customer records stored
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  • Prior claims history
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  • Employee cybersecurity training
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A small local business may pay a few hundred dollars monthly.

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Healthcare providers, financial firms, law offices, and eCommerce brands often pay much more because their data is more valuable.

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Common Mistakes Businesses Make When Buying Cyber Insurance

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This is where many owners get burned.

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They buy the cheapest policy and assume they’re fully protected.

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That approach can backfire badly.

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Ignoring Exclusions

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Some policies exclude:

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  • Insider attacks
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  • Unpatched systems
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  • Employee negligence
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  • Cryptocurrency losses
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  • Social engineering fraud
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Always read exclusions carefully.

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Choosing Low Coverage Limits

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Cyberattacks can become expensive very quickly.

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Legal fees alone may exceed your policy limits.

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A cheap plan with weak coverage limits may not help much during a major breach.

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Failing Security Audits

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Insurers increasingly require:

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  • Endpoint protection
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  • Employee training
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  • Backup systems
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  • Password management
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  • Incident response plans
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If your business fails to maintain these controls, claims can become complicated.

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Industries Paying the Highest Cyber Insurance Premiums

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Certain industries face much higher risks.

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These include:

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  • Healthcare
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  • Financial services
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  • Law firms
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  • SaaS companies
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  • eCommerce brands
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  • Government contractors
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  • Manufacturing companies
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Advertisers heavily target these sectors, which is why cyber insurance keywords often generate extremely high CPC rates.

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What Smart Business Owners Are Doing Differently

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The companies getting the best rates usually combine insurance with strong cybersecurity practices.

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They:

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  • Train employees regularly
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  • Use advanced endpoint protection
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  • Run phishing simulations
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  • Maintain secure backups
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  • Monitor network activity
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  • Work with cybersecurity consultants
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Insurance companies reward businesses that reduce risk.

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That means lower premiums and stronger protection.

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Final Takeaway

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The best cyber insurance policies for small businesses in 2026 do much more than cover data breaches. They help businesses survive financially after ransomware attacks, downtime, lawsuits, and AI-driven fraud.

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If you wait until after an attack happens, it’s already too late.

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Smart business owners are reviewing their cybersecurity strategy now, strengthening weak areas, and choosing coverage that actually matches modern threats.

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The businesses that survive cyber incidents are usually the ones that prepared before disaster struck.

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FAQ

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Is cyber insurance worth it for small businesses?

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Yes. Even a small ransomware attack or customer data breach can cost thousands in recovery expenses, legal fees, and downtime.

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Does cyber insurance cover ransomware payments?

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Some policies do, but coverage depends on the insurer and your security controls.

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How much cyber insurance coverage does a small business need?

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Coverage needs vary by industry, customer data exposure, and annual revenue.

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Can a cyber insurance claim be denied?

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Yes. Claims may be denied if businesses fail to follow required cybersecurity practices.

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Which industries need cyber insurance the most?

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Healthcare, financial services, law firms, SaaS companies, and eCommerce businesses face some of the highest cyber risks.

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The Role of Technology in Healthcare Innovation

Technology has transformed healthcare systems worldwide by improving medical research, patient care, and disease prevention. Hospitals and healthcare providers increasingly use digital systems, artificial intelligence, robotics, and telemedicine to improve treatment outcomes and operational efficiency.

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Telemedicine allows patients to consult doctors remotely using smartphones and video conferencing platforms. This has become especially valuable in rural communities and regions with limited healthcare infrastructure. Electronic medical records also improve information sharing between healthcare professionals and reduce administrative errors.

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Medical researchers use advanced technology to develop vaccines, analyze diseases, and improve surgical procedures. Robotic-assisted surgeries allow doctors to perform complex operations with greater precision and shorter recovery times. Wearable devices such as fitness trackers and smartwatches help individuals monitor health conditions and physical activity.

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Despite technological progress, healthcare systems still face challenges including rising costs, unequal access to medical services, and data privacy concerns. Governments and healthcare organizations continue investing in digital infrastructure and public health initiatives to improve healthcare accessibility and efficiency globally.

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Experts believe technology will continue revolutionizing healthcare through personalized medicine, AI-assisted diagnosis, and innovative treatment methods that improve patient outcomes worldwide.

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