RBZ & ZRP Yomanikidza Zvikoro Zvese Kuti Zvibvme ZIG Or ma Headmaster Anosungwa

By Staff Reporter
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May 06, 2024

The Zimbabwe Anti-Corruption Commission (ZACC), the Reserve Bank of Zimbabwe (RBZ)’s Financial Intelligence Unit (FIU) and the Zimbabwe Republic Police (ZRP) have embarked on an operation to ensure that all schools accept the Zimbabwe Gold (ZiG) currency. This follows reports that some schools are demanding tuition fees exclusively in foreign currency while refusing to accept ZiG, in clear violation of exchange control regulations.

About 80 per cent of transactions are in United States dollars, As a result, some schools are demanding up to 80 per cent of tuition fees in United States dollars and the rest in ZiG. The government said that too, is illegal. Other schools are reportedly claiming that their accounting systems are yet to be configured to process ZiG payments, and those accepting ZiG are pegging fees using street rates.According to Zimbolivenews most Government and mission boarding schools have pegged their school fees at between US$300 and US$600 and some are requiring full payment upfront in foreign currency. Schools accepting the local currency are pegging their fees at black market rates, which can be as high as US$1: ZiG22, instead of the official US$1:ZiG13.5.

Ministry of Primary and Secondary Education Permanent Secretary, Mr Moses Mhike said schools must accept payments in ZiG. He said:As shared by the RBZ in their Monetary Policy Statement as monetary authorities, schools are obliged to accept ZiG as part of the multi-currency system that is operating in the country.Therefore, school authorities are expected to abide by the pronouncement made by the RBZ in terms of the new currency that has been introduced.It is not a matter of choice but to simply accept ZiG as legal tender, which is among the basket of other currencies.Therefore, as usual, schools are expected to provide parents and guardians with all the payment modalities, like payment in cash, online transfers and swipe.

The ministry will be working with other Government agencies, including, ZACC, FIU, the police, as well as our school inspectors to ensure compliance with the use of the multi-currency system.Any school heads who defy this directive will have disciplinary measures taken against them.In a separate interview with The Sunday News, FIU director-general Oliver Chiperesa confirmed that they were receiving numerous complaints against schools. He said:We are getting more and more complaints against schools. Some of them are refusing to accept ZiG altogether, while others are taking ZiG but using parallel market rates.One school in Masvingo is limiting payment in ZiG to 20 per cent of the total fees while demanding the other 80 per cent in US dollars.that is illegal. We are taking action against all the schools reported to us.

National Association of Secondary School Heads president Arthur Maphosa said: As schools, we have not faced any challenges with ZiG and we have asked our members to accept it.As an association, we have said parents and guardians should be given options to pay fees and not forced to pay exclusively in US dollars. However, there will be instances where schools will need to negotiate with parents and guardians to ensure there is foreign currency to buy commodities such as fuel. This will be negotiated with parents and again no one will be forced to pay fees in foreign currency so that these commodities are bought.Since its introduction on 05 April 2024, ZiG has not been universally accepted, with the Government itself providing some services exclusively in United States dollars.

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Product Liability Class Action Lawsuit: Defective Product Claims

product liability class action, defective product lawsuit, product defect lawyer, dangerous product class action, consumer product lawsuit, recall lawsuit attorney

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Product Liability Class Action Lawsuit: Defective Product Claims

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When a product fails, one customer may ask for a refund. But when the same defect affects thousands of customers, a product liability class action lawsuit may follow.

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These cases may involve vehicles, appliances, electronics, medical devices, household products, baby products, food, cosmetics, tools, or other consumer goods.

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A product liability class action can help consumers seek compensation, repairs, replacements, refunds, or safety changes.

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What Is a Product Liability Class Action?

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A product liability class action is a lawsuit involving a product that allegedly has a common defect affecting many people.

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The defect may involve:

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Design flaw
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rnFailure to warn
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rnPremature failure
rnSafety hazard
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rnHidden defect

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The key issue is whether the defect is common across the class.

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Common Product Defect Examples

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Product class actions may involve:

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Cars with defective parts
rnAppliances that fail early
rnElectronics with battery problems
rnContaminated products
rnFaulty medical devices
rnUnsafe children’s products
rnDefective home equipment
rnMisleading product claims
rnWarranty coverage disputes

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Not every recall creates a lawsuit, and not every lawsuit involves a recall.

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What Evidence Should Consumers Keep?

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If you believe a product is defective, save:

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Proof of purchase
rnReceipts
rnWarranty documents
rnPhotos
rnVideos
rnRepair records
rnCustomer service emails
rnProduct packaging
rnSerial numbers
rnModel numbers
rnRecall notices
rnMedical bills if injured
rnReplacement costs

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Evidence can help show when you bought the product, what happened, and what damages you experienced.

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What Can a Product Class Action Settlement Provide?

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Depending on the case, settlement benefits may include:

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Cash refunds
rnRepairs
rnReplacement products
rnExtended warranties
rnReimbursement for repairs
rnSafety inspections
rnRecall support
rnProduct credits
rnWarning label changes

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The settlement terms depend on the case.

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Defective Product Injury Claims

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Some product cases involve only economic loss, such as paying for a product that failed early.

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Others involve physical injury. Injury claims may be more individualized and may require separate legal review.

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If you were seriously injured by a product, speak with a product liability attorney before signing a class action release.

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Warranty Claims

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Many product class actions involve warranties.

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A company may be accused of:

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Refusing warranty coverage
rnConcealing known defects
rnSelling products with short useful life
rnMisrepresenting durability
rnCharging for repairs that should be covered

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Warranty law can vary by state.

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Product Recalls and Lawsuits

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A recall can be important evidence, but it does not automatically mean every consumer has the same legal claim.

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If a product is recalled, follow official safety instructions. Keep all recall documents.

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Questions to Ask a Lawyer

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Ask:

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Is the defect common?
rnAre other consumers affected?
rnIs there a recall?
rnWhat law applies?
rnDo I need repair records?
rnShould I keep the product?
rnCould I have an individual injury claim?
rnWhat rights would I give up in a settlement?

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Final Thoughts

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A product liability class action lawsuit may help consumers recover money or force companies to fix widespread defects.

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If a product failed, caused damage, or did not perform as advertised, keep records and check whether others experienced the same issue.

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A pattern of harm is what can turn a product complaint into a class action case.

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