Sunday, August 30

Pretoria Lady Thembi Mantwa Shakoane (44) attacked family she blames for taking her son Mpendulo Mashiane

UPDATE :

TRAGIC UPDATE ON MISSING MPENDULO 

 

16-year-old Mpendulo Mashiane, who went missing in Pretoria after being taken by friends to the Sundowns vs Pirates game without his mother’s permission

 

Now, in a shocking turn, his mother Thembi Mantwa Shakoane (44) allegedly attacked the family she blames for taking her son. She reportedly stabbed 17-year-old Thapelo to death with a screwdriver and left his mother seriously injured before fleeing the scene. Police are searching for her. 

 

 

 

 

Authorities confirm they are still searching day and night for Mpendulo, who remains missing 

 

This case has left the community shakenIn other news amai avo vauraya munhu.Zvakaitika ndezvekuti mwana wavo ari papicture akatorwa nemwana wepa next door from Nelspruit to Pretoria kunoona bhora reSundowns neOrlando.

 

 

 

 

Amai ava vaive varambisisa kuti mwana wavo hasi kuenda asi mwana wepanext door akaenda naye nevamwewo vana vemuraini achibva asvika akarasika.Anonzi akasimuka kuenda kutoilet pakudzoka akarasika nekuti foni akasiira mukomana uya waakaenda naye.

 

 

 

 

Saka mai vacho vanga vachipenga kuti muchandiziva mushe vabva vabaya mkomana akaenda nemwana wavo nescrewdriver kahobho hobho achibva afa.Vakabaya amai vacho asi havana kufa pavanga vakuda kupisa imba vanhu vazosvika vakabata 🙆🙆🙆💔💔💔

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Info News

Best Mortgage Refinance Companies for Homeowners With Equity

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Mortgage refinancing activity is rising again in 2026.

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Homeowners with strong equity positions are searching for ways to lower payments, reduce interest costs, or access cash for major expenses.

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But refinancing is not always automatically smart.

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The details matter.

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Why Homeowners Refinance

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People refinance for several reasons.

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These include:

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  • Lower interest rates
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  • Debt consolidation
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  • Home renovations
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  • Cash-out refinancing
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  • Shorter loan terms
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The right refinance strategy depends heavily on financial goals.

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What Lenders Evaluate

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Mortgage refinance companies usually review:

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  • Credit scores
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  • Home equity
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  • Debt-to-income ratios
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  • Employment history
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  • Property value
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Borrowers with strong equity often qualify for better rates.

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Risks of Refinancing

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Refinancing can create problems if borrowers ignore:

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  • Closing costs
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  • Extended loan terms
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  • Adjustable-rate risks
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  • Reduced home equity
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Lower monthly payments do not always mean lower long-term costs.

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Final Takeaway

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The best mortgage refinance companies help borrowers balance interest savings, long-term financial goals, and loan flexibility.

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A refinance should improve financial stability instead of creating new debt pressure.

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FAQ

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What credit score is needed to refinance?

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Requirements vary, though stronger credit usually improves rates.

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Is refinancing worth it in 2026?

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It depends on interest rates, equity levels, and long-term financial goals.

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Home Equity Loan vs HELOC: Which One Is Better?

Homeowners who have built equity may be able to borrow against their home. Two common options are a home equity loan and a home equity line of credit, also called a HELOC.

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A home equity loan gives you a lump sum of money with a fixed interest rate and fixed monthly payments. This can be useful for one-time expenses such as home renovations, medical bills, debt consolidation, or major repairs.

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A HELOC works more like a credit card. You get access to a credit line and can borrow as needed during the draw period. HELOCs often have variable interest rates, which means your payment can change over time.

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The best choice depends on your needs. If you know exactly how much money you need and want predictable payments, a home equity loan may be better. If you want flexibility and do not need all the money at once, a HELOC may be a better fit.

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Both options use your home as collateral. This means if you cannot repay the loan, your home could be at risk. That is why you should borrow carefully.

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Home equity financing may be used for home improvements, which can increase property value. However, using home equity for vacations, luxury purchases, or short-term spending can be risky.

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Before applying, compare interest rates, fees, repayment terms, minimum payments, and closing costs. Also ask whether the rate is fixed or variable.

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Your credit score, income, debt, home value, and available equity will affect approval.

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A home equity loan and HELOC can both be powerful financial tools, but they should be used responsibly. The right choice depends on whether you need stability, flexibility, or a combination of both.

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