PRESIDENT Dr Emmerson Mnangagwa has stepped up Zimbabwe’s investment drive in New York, engaging 35 top investors as the country seeks to attract fresh capital across key sectors of the economy.
The investors, who included businesspeople already operating in Zimbabwe, met President Mnangagwa at a working dinner on Monday evening, where they discussed investment opportunities and developments under the Second Republic.
The President is in New York for the 81st Session of the United Nations General Assembly, where he is also holding bilateral meetings and promoting Zimbabwe’s investment opportunities on the global stage.
Among those attending the dinner were executives with existing investments in Zimbabwe, who shared their experiences with potential new investors.
Chairperson of the Victoria Falls International Finance Centre, Mr Marc Holtzman, said Zimbabwe was increasingly attracting interest from international investors.
“This is Africa’s century and within Africa it is Zimbabwe’s time. The hard work that President Mnangagwa has done over the last eight years to boost the stock market, to reform the economy, to attract foreign investment, to build out the sector is now beginning to be appreciated by American, European, and Western investors about the tremendous opportunities and upside of investing in Zimbabwe,” he said.
He said reforms in the mining sector and monetary policy were helping change perceptions about Zimbabwe.
“The misconceptions are going away because the President has opened the mining sector; he’s opened the country for business, he’s reformed the monetary policy, he’s stabilised the currency. The stock market alone in Zimbabwe has increased by 62% in the past year, making it the number one performing stock market in the world, and this is only the beginning.”
Finance, Economic Development and Investment Promotion Minister Professor Mthuli Ncube said discussions covered a broad range of sectors, including tourism, mining and financial services.
“Naturally, we discussed the progress that Zimbabwe has made up to date under the Second Republic, an economy that is growing strongly. Last year we had a growth rate of 8.3%, this year it’s been 5%, but an economy in full recovery,” he said.
“Every sector is performing: the agricultural sector, mining sector, manufacturing sector. So, the opportunities are right across those sectors. And each of the business people was able to articulate what they were interested in. Some were interested in tourism, some were asking about the mining sector, some were asking about the financial sector.”
Professor Ncube said investors already operating in Zimbabwe also shared their experiences with those considering entering the market.
“But right across there was interest from these billionaires, wealthy people to investing in Zimbabwe. Some of them were already active on the ground, so they were able to share with the newcomers what Zimbabwe is like. What should you expect if you’re doing business in Zimbabwe, what’s good about it? And it was amazing that those who already invested in Zimbabwe praised the quality of Zimbabwe in skills, levels of education, dedication to work and discipline,” he said.
Cabinet ministers and officials accompanying President Mnangagwa are also holding sector-specific bilateral meetings as Zimbabwe intensifies its investment engagement in New York.
Best Business Credit Cards for Small Business Owners
A business credit card can be a useful financial tool for small business owners. It can help separate personal and business expenses, build business credit, track spending, manage cash flow, and earn rewards on everyday purchases.
Financial news updates
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The best business credit card depends on how your business spends money. Some cards offer cash back on office supplies, fuel, internet, phone service, shipping, restaurants, or travel. Others offer flat-rate rewards on all purchases. If your spending is spread across many categories, a flat-rate card may be easier to manage.
Before applying, compare the annual fee. A card with a high annual fee may still be worth it if the rewards, travel credits, or business benefits exceed the cost. However, for smaller businesses, a no-annual-fee card may be a better starting point.
Interest rate is also important. If you pay your balance in full every month, the interest rate may not matter as much. But if you carry a balance, a high APR can quickly become expensive. Business owners who need financing should compare credit cards with other options such as business lines of credit or small business loans.
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Some business credit cards offer employee cards. This can make it easier to control spending and track purchases by employee. Look for cards that allow spending limits, alerts, and category controls
Rewards can be valuable, but they should not encourage unnecessary spending. A good rule is to choose a card that rewards expenses you already have. For example, if your business spends heavily on advertising, a card with bonus rewards for digital ad purchases may be useful.
Business credit cards may also include benefits such as purchase protection, extended warranties, travel insurance, rental car coverage, and expense management tools. These features can save money when used properly.
To improve approval chances, check your credit score, business revenue, and existing debt before applying. Many business cards require a personal guarantee, meaning the owner may be responsible for repayment if the business cannot pay.
A business credit card should support your financial system, not replace responsible budgeting. Track expenses monthly, pay on time, and avoid mixing personal purchases with business transactions.
When used wisely, a business credit card can help small business owners improve organization, earn rewards, and manage short-term expenses more effectively.
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Info News
Mortgage Refinance Guide: Costs, Rates, and Break-Even Math
A lower mortgage rate sounds attractive, but refinancing is not always a guaranteed win. A refinance replaces your current mortgage with a new loan, and that new loan usually comes with closing costs, a new term, new paperwork, and sometimes a reset payoff timeline. The right question is not simply, Can I get a lower rate? The better question is, Will this refinance improve my finances after all costs are included?
The most common reason to refinance is to lower the interest rate. A lower rate can reduce the monthly payment and total interest over time. However, closing costs can include lender fees, appraisal fees, title fees, recording fees, credit report fees, prepaid taxes, prepaid insurance, and points. Some lenders advertise no-closing-cost refinancing, but the costs may be rolled into the loan balance or covered through a higher rate.
The break-even point is one of the most important calculations. Divide the total refinance cost by the monthly savings. If closing costs are $4,000 and the refinance saves $200 per month, the break-even point is 20 months. If you plan to stay in the home longer than that, the refinance may make sense. If you expect to sell or move before then, the savings may never catch up.
Loan term matters. Refinancing from a 30-year mortgage into a new 30-year mortgage can lower the payment but may extend debt far into the future. That can increase total interest even with a lower rate. Some homeowners choose a 15-year or 20-year refinance to pay off the home faster, but the payment may be higher. Others choose a new 30-year term for cash-flow relief. The best choice depends on monthly budget, retirement timeline, and long-term goals.
A cash-out refinance allows a homeowner to borrow more than the current mortgage balance and receive the difference in cash. People use cash-out refinancing for home improvements, debt consolidation, education, or emergency reserves. This can be useful when the numbers work, but it also increases the mortgage balance and puts the home at risk if payments become unaffordable.
Refinancing from an adjustable-rate mortgage to a fixed-rate mortgage can also be smart when payment stability matters. Adjustable rates may start lower but can change later based on the loan terms. A fixed rate can provide predictability, especially for homeowners who plan to stay long term.
Credit score, home equity, income, debt-to-income ratio, property type, and appraisal value can all affect refinance options. A stronger credit profile and more equity may qualify for better rates. If the home value has increased, refinancing may also help remove private mortgage insurance if requirements are met.
Points deserve careful review. Discount points are upfront fees paid to reduce the interest rate. Buying points can make sense if you plan to keep the loan long enough to recover the cost through lower payments. If you may move, sell, or refinance again soon, paying points may not be worthwhile.
Before applying, gather the current mortgage statement, homeowners insurance details, property tax information, income documents, credit information, and an estimate of home value. Ask lenders for loan estimates using the same loan type and term so comparisons are fair.
Questions to ask include: What is the APR? What are total closing costs? Are costs paid upfront or rolled into the loan? What is the new loan balance? What is the break-even point? Are there prepayment penalties? How long will underwriting take? Does the rate lock have a fee? What happens if the appraisal comes in low?
Refinancing can be a powerful financial move when it lowers total costs, improves stability, removes mortgage insurance, shortens the term, or supports a smart cash-flow plan. It can be a mistake when it only lowers the payment by extending debt or adding costs that never pay off. Run the numbers before signing.
Best VPN Services in 2026: Protect Your Privacy and Secure Your Online Activity
Introduction: Why Online Privacy Matters More Than Ever
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In today’s digital world, protecting your personal information is no longer optional. With increasing concerns around data tracking, cybercrime, and surveillance, many users are searching for the best VPN services to secure their online activity. A Virtual Private Network (VPN) encrypts your internet connection, ensuring that your data remains private and protected from hackers, advertisers, and even your internet service provider.
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Searches like “best VPN for privacy” and “secure VPN services for streaming” are extremely high CPC because users are ready to subscribe. Whether you’re browsing at home, working remotely, or using public Wi-Fi, a reliable VPN provides an essential layer of security that every internet user should consider.
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What Is a VPN and How Does It Work?
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A VPN (Virtual Private Network) creates a secure, encrypted tunnel between your device and the internet. Instead of connecting directly to websites, your data passes through a VPN server, masking your IP address and location.
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This process not only enhances privacy but also allows users to access restricted content and bypass geo-blocks. Businesses and individuals alike use VPNs to protect sensitive information and maintain anonymity online.
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Key Benefits of Using a VPN
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There are several important advantages to using a VPN:
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rn - Enhanced Security: Protects data from hackers and cyber threats
rn - Privacy Protection: Hides your browsing activity and IP address
rn - Access to Global Content: Unlocks geo-restricted websites and streaming services
rn - Safe Public Wi-Fi Use: Prevents data theft on unsecured networks
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These benefits make VPNs essential for both personal and professional use.
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How to Choose the Best VPN Service
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When selecting a VPN, consider the following factors:
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rn - Strong encryption standards (AES-256)
rn - No-logs policy
rn - Fast connection speeds
rn - Global server network
rn - Compatibility with multiple devices
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Keywords like “best VPN for streaming” and “fast VPN services” are highly competitive because users are actively looking to subscribe.
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Free vs Paid VPN Services
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While free VPNs may seem appealing, they often come with limitations such as slower speeds, limited servers, and potential data tracking. Paid VPN services offer better security, faster performance, and reliable customer support.
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For long-term use, investing in a premium VPN is usually the better choice.
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Common Mistakes to Avoid
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Many users choose VPNs based solely on price rather than features. This can lead to poor performance and inadequate security.
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Another mistake is ignoring privacy policies. Always ensure the provider has a strict no-logs policy to protect your data.
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Future of VPN Technology
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VPN technology is evolving with advancements such as:
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rn - AI-based threat detection
rn - Improved encryption methods
rn - Faster protocols like WireGuard
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These innovations are making VPNs more efficient and secure.
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FAQ
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Is a VPN legal?
rnYes, VPNs are legal in most countries.
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Can a VPN slow down my internet?
rnSome slowdown is possible, but premium services minimize this.
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Security Insight
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Searches like “best VPN services” attract high-value users ready to purchase subscriptions, making this niche extremely profitable.
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Important Information
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This content is for informational purposes only and not professional advice.
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