Friday, July 10

Givemore Mutape, Rizende Bus Terminus Hwindi Wekubata Mwana

A man arrested for allegedly raping a Grade Seven pupil at Ruzende Bus Terminus in Harare’s central business district in July 2025 has told the court that he is incapable of sexual intercourse because he is handicapped and does not have testicles.

 

 

 

 

Givemore Mutape appeared before Harare regional magistrate Fadzai Mthombeni on Monday, 24 November,

 

 

 

 

where he pleaded not guilty to the charge of rape. He requested that the magistrate order a medical examination to verify his claims.??? ko imi hamuchatiudza kuti vamwe venyu havana mabhora

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Mortgage Refinance Rates and Home Loan Savings

Mortgage Refinance Rates: When to Refinance

Homeowners often consider refinancing when mortgage refinance rates are lower than their current rate. Refinancing replaces your existing mortgage with a new loan.

A refinance may help lower monthly payments, reduce interest costs, change loan terms, or access home equity.

Types of Mortgage Refinance

A rate-and-term refinance changes the interest rate or loan length. A cash out refinance allows homeowners to borrow against home equity and receive cash at closing.

Cash out refinancing can be useful for home improvements or debt consolidation, but it increases the loan balance.

Costs to Compare

Refinancing includes closing costs such as lender fees, appraisal fees, title fees, and recording fees. Homeowners should calculate the break-even point before refinancing.

Conclusion

Mortgage refinance rates can create savings, but refinancing only makes sense when the long-term benefit is greater than the cost.