Monday, August 03

General Chiwenga To Serve Transitional Zim Presidential Term Mnangagwa Asked To Resign

Spotlight.news 
Itai Mushekwe in BERLIN– Vice President, Rtd General Constantino Chiwenga, is now reportedly being prepared to takeover the presidency from President Emmerson Mnangagwa, by the country’s military on a transitional term, to finish Mnangagwa’s remaining first term, Spotlight Zimbabwe, has been told.

High ranking officials inside the Office of the President and Cabinet (OPC), aware of the fresh unfolding developments, said army generals do not want another putsch and expected Mnangagwa to resign peacefully and leave the stage for VP Chiwenga.

However another faction of the army with hardline elements, is said to be open to using force to push Mnangagwa out, should he attempt to dilly-dally with tendering his resignation.

Mnangagwa came to power through the backdoor, using a “military assisted intervention” to topple former leader President Robert Mugabe in November 2017. Mnangagwa then finished off Mugabe’s remaining eight months in office. The ruling Zanu PF first secretary, was then controversially elected as president, in a disputed poll for his first official term in August 2018.

The OPC officials speaking in confidence, this week said Mnangagwa has told security chiefs that he was ready to step down in a dignified manner, and even offered a set of possible dates for his departure.

https://zwnews.com/general-chiwenga-to-serve-transitional-zim-presidential-term-mnangagwa-asked-to-resign/

Spotlight Zimbabwe, was first to report in March that security chiefs had reportedly finalised Mnangagwa’s departure from power, as the leader of the country.

Confirmed reports from military circles, also suggest that VP Chiwenga’s takeover of the reins of government from Mnangagwa as a transitional president, will be announced and broadcast on national television at the opportune time.

“Military chiefs do not want another coup, and have given Mnangagwa ample time to announce his resignation due to his economic failure and mismanagement,” said one senior officer close to Mnangagwa’s office.

“There is however a group of hardline commanders, who will not hesitate to use force, if there’s pussyfooting on Mnangagwa’s part to resign in peace. We shall all have a clear direction of where our country is going once the lockdown is completely lifted.”

A fortnight ago Mnangagwa put up a brave face, using his alleged faction members in the working National Security Council (NSC), to put on what many now suspect to be a choreographed press conference act, to deny any imminent threats of a coup in the country.

” It is now as good as done (Chiwenga’s pending ascendancy),” said another OPC official who has served in all of former leader Mugabe’s administration and survived being purged by Mnangagwa.

“The vice president is going to be President soon, on a transitional term to finish off Mnangagwa’s term. I understand the exact date of Mnangagwa’s exit is now officially known by the top leadership of the military, who may choose to make it public.”

Ministry of defence sources last week told this publication that, Chiwenga was likely going to include some opposition officials in the incoming transitional regime, for the “purposes of political and economic stability”.The VP, we gather is also going to appoint “his quartet of generals” into the new government, where they’re being considered for cabinet posts, in security related ministries.

The four retired generals include: retired Lieutenant Generals Martin Chedondo, Douglas Nyikayaramba, Anselem Sanyatwe and Air Vice Marshal Shebba Shumbayaonda. Mnangagwa removed them from their posts in the army, in February last year and “promoted” the quartet to diplomatic service, while Chiwenga was absent in India for treatment at the time. Spotlight Zimbabwe, have it on good authority, that VP Chiwenga intends to endorse a prolific former Zanu PF member and cabinet minister, to succeed him as president in 2023.

“Depending on his health and fitness, Chiwenga is going to go around the country introducing his successor at star rallies, shortly before his tenure ends,” said a Mnangagwa current serving minister, who asked not to be named.

The vice president’s office lines were giving an engaged tone since midweek, when we sought a comment on this story.
 
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Best Cyber Insurance Policies for Small Businesses in 2026

Cyber insurance is no longer something only giant corporations worry about. Small businesses are getting hit with ransomware attacks, phishing scams, AI-driven fraud, and customer data breaches almost daily. One attack can freeze your operations, destroy customer trust, and cost thousands overnight.

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Why Small Businesses Are Major Cyberattack Targets

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A lot of owners think hackers only chase Fortune 500 companies. That’s completely wrong.

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Data Breach Coverage

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Ransomware Protection

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The best cyber insurance policies may cover:

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Some insurers now require strict cybersecurity controls before approving ransomware coverage.

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Business Interruption Coverage

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If your systems go down for several days, revenue stops.

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This coverage helps replace lost income while your business recovers.

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For online businesses, SaaS companies, medical clinics, and financial firms, this can be the most important part of the policy.

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Best Cyber Insurance Features to Look for in 2026

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Cyber threats are changing quickly. Insurance companies are adjusting requirements every year.

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Here’s what smart business owners should prioritize.

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Multi-Factor Authentication Requirements

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Most insurers now require MFA.

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If your business does not use it, your claim could be denied.

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AI Fraud and Social Engineering Protection

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AI-generated scams are becoming more sophisticated.

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Employees receive fake invoices, cloned voices, and realistic phishing emails that look legitimate.

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Some cyber insurance policies exclude social engineering attacks unless you purchase additional protection.

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That extra coverage matters more now than ever.

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Vendor and Third-Party Coverage

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Your vendors can become your biggest weakness.

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If a payment processor, payroll company, or cloud storage provider gets breached, your business may still face lawsuits and downtime.

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The best cyber insurance policies for small businesses include third-party liability protection.

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How Much Cyber Insurance Costs in 2026

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Pricing depends on several factors.

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A small local business may pay a few hundred dollars monthly.

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Healthcare providers, financial firms, law offices, and eCommerce brands often pay much more because their data is more valuable.

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Common Mistakes Businesses Make When Buying Cyber Insurance

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This is where many owners get burned.

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They buy the cheapest policy and assume they’re fully protected.

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Ignoring Exclusions

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Some policies exclude:

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Choosing Low Coverage Limits

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Cyberattacks can become expensive very quickly.

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Legal fees alone may exceed your policy limits.

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A cheap plan with weak coverage limits may not help much during a major breach.

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Failing Security Audits

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Insurers increasingly require:

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Industries Paying the Highest Cyber Insurance Premiums

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Insurance companies reward businesses that reduce risk.

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That means lower premiums and stronger protection.

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Final Takeaway

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The best cyber insurance policies for small businesses in 2026 do much more than cover data breaches. They help businesses survive financially after ransomware attacks, downtime, lawsuits, and AI-driven fraud.

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If you wait until after an attack happens, it’s already too late.

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Smart business owners are reviewing their cybersecurity strategy now, strengthening weak areas, and choosing coverage that actually matches modern threats.

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The businesses that survive cyber incidents are usually the ones that prepared before disaster struck.

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FAQ

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Is cyber insurance worth it for small businesses?

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Yes. Even a small ransomware attack or customer data breach can cost thousands in recovery expenses, legal fees, and downtime.

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Does cyber insurance cover ransomware payments?

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Some policies do, but coverage depends on the insurer and your security controls.

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How much cyber insurance coverage does a small business need?

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Can a cyber insurance claim be denied?

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Yes. Claims may be denied if businesses fail to follow required cybersecurity practices.

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Which industries need cyber insurance the most?

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Healthcare, financial services, law firms, SaaS companies, and eCommerce businesses face some of the highest cyber risks.

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