Monday, June 01

Apostle Chiwenga Breaks His Silence After Norton Accident

Apostle Talent Chiwenga has spoken for the first time after the Norton Head On Accident. Gambakwe Media has received a copy of a letter that he wrote to the church ‘s members on the 6th of August, which was not published on the Church’ s public platforms:

Summary

To My Children after the Common Faith

I write to you my children, to communicate with you because i love you and I miss you. It has been long since you heard from me or saw my face.

Well you all know how we got involved in a head-on collision with a white Mercedes Benz sedan car that was wrongly driving on a one way traffic road at a very high speed towards us without switching on the headlights well, it only switched its headlights on when it was less than ten metres away from our car, after 1900 hours Central African Time.

This was not an ordinary or natural accident, it was an assassination plan by enemies of the gospel who hold high offices in government.

We had informed you a week before this incident of this plan but they still went ahead to do it. The plan was to cause me to panic and try to avoid a head on collision and by so doing i would lose control of my vehicle and we were all going to die; just like they did in the June 12, 2019 accident.

They would blame me and say i do not know how to drive safely, or i was sleeping while driving, or i was over speeding, or i was drunk. Nobody would corroborate our story that there was an oncoming car on a one way road in the highway. And we would look stupid, untruthful and falsely accusing them of foul play.

So i made a decision to go for the head on collision, i felt in my spirit that the Lord wanted me to do that, and that is what i did.

We thank God that none lost their lives in our car, there were no fatalities, only two people were hurt, myself and one faithful helper in the protocol department .

I sustained serious injuries, and i have gone through numerous procedures and operations, but i am alive, and i am hopeful that the Lord will heal me and i will be able to walk again, stand again and share the good word of the Lord with you.

As i write this message to you right now (0300 hours CAT), i am in much pain, the pain that i have never felt in my life, the pain that sometimes rages on even after receiving the highest dozes of the strongest painkillers available in the hospital.

But this is just pain in my body, my spirit is fine, it is not sick, i find time to listen to the word and i can assure you it is well with my spirit.

Soon after the accident i saw the damages i had sustained,and i thought that through the excessive bleeding i experienced I was going to die on my way to the hospital, and i prayed what i thought was my last prayer to God; i said ‘ Lord you know how with sincerity and with a clear conscience i have served you, it was an honor to serve the King of kings and the Lord of Lords, you do not owe me anything, if my time to go has come, i am ready, i just want to thank you for the rare opportunity you gave me to be a steward of such a great gospel …’

I meant every word in this prayer, and after i said it i was so much at peace with everything. It is a great miracle that i am still alive today considering the serious injuries sustained and a loss of more than 2 and half litres of blood through bleeding on the wounds.

I know the Lord kept me alive for you, for your benefit, so that you can still receive a service from the prisoner of God. I know you are praying for me and that you are also very worried, you want to hear my voice, and be able to see me and ascertain that i am truly alive.

That will happen soon, we have to deal with life threatening situations first and then i will be able to see you again, remember i am yours, i belong to you and once i have recovered and the security situation has improved, you will see me.

I want to thank you all for your thoughts, your prayers and your love towards me, i love you too with all my heart, you are my true family and you know how useless i feel when i am not on the pulpit. But it is a necessary set back , i have to get better first and if the doctors declare me fit to function normally, we will all be happy together again.

Lastly i want to remind you how great the Love of our God is towards us, he tells us everything that will befall us beforehand, there are no surprises and that means he will become there to make sure we are not consumed by those afflictions laid before our paths by the devil.

As for the men of the city of Harare, the men of Zimbabwe who are seeking to kill me, because they do not like the word of God that i have spoken against them because of their abominable lives, this is God’s message to them:

Are we going to find men in our country who are going to oppose the murderers’ voices, and say this man is not worthy to die, for he has spoken in the name of the Lord God? God knows better.

But the people of Zimbabwe should know that they are bringing innocent blood of the servant of God upon not only the murderers, but the whole country; and when the punishment comes upon a land it will affect everyone, including those who say we are the passive and indifferent one. It is a heinous sin to kill the prophet of God!!

Talent Farai Chiwenga

Prisoner of Jesus Christ and

Apostle of Jesus Christ by the grace of God

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Personal Injury Settlement: How Claims Are Valued and Negotiated

 

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Personal Injury Settlement: How Claims Are Valued and Negotiated

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Most personal injury cases settle before trial. But settlement value is not random.

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Insurance companies look at evidence, liability, medical treatment, lost wages, policy limits, injury severity, and legal risk. Injured people should understand what goes into a settlement before accepting an offer.

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A quick settlement may feel helpful, but it may not cover future medical care or long-term losses.

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What Is a Personal Injury Settlement?

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A settlement is an agreement to resolve a legal claim. The injured person usually receives compensation, and in exchange, signs a release giving up the right to pursue additional claims from the same incident.

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That release is serious. Once signed, the case is usually over.

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What Affects Settlement Value?

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1. Liability

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The stronger the evidence that the other party was at fault, the stronger the claim may be.

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Liability evidence may include:

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Police reports
rnPhotos
rnVideos
rnWitness statements
rnExpert analysis
rnCompany records
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2. Injury Severity

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More serious injuries often lead to higher damages.

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Examples include:

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Broken bones
rnSurgery
rnPermanent impairment
rnTraumatic brain injury
rnSpinal injury
rnSevere burns
rnLong-term disability

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3. Medical Bills

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Medical expenses are a major part of many claims.

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These may include:

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Emergency care
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rnSurgery
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4. Lost Income

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If you missed work, lost overtime, used vacation time, or cannot return to the same job, wage losses matter.

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5. Pain and Suffering

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Pain and suffering may include physical pain, emotional distress, reduced quality of life, and loss of enjoyment.

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6. Insurance Coverage

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Even strong claims can be affected by available insurance limits.

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Why Insurance Companies Make Low Offers

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Insurance companies may offer less because they dispute:

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Fault
rnInjury severity
rnMedical necessity
rnTreatment length
rnPre-existing conditions
rnLost wage proof
rnFuture care needs
rnPain and suffering

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They may also hope you accept before knowing the full extent of your injuries.

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Should You Accept the First Settlement Offer?

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Usually, you should be careful.

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Before accepting, ask:

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Have I finished medical treatment?
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rnDoes the offer cover pain and suffering?
rnWhat rights am I giving up?
rnAre there liens or medical bills to repay?

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A settlement should be reviewed carefully before signing.

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What Is a Demand Letter?

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A demand letter is a formal letter sent to the insurance company requesting settlement.

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It may include:

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Facts of the accident
rnLiability argument
rnMedical summary
rnMedical bills
rnLost wage calculation
rnPain and suffering explanation
rnSupporting documents
rnSettlement demand

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A strong demand letter is organized, evidence-based, and clear.

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How Long Does Settlement Take?

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Settlement timing depends on:

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Medical treatment length
rnInsurance investigation
rnLiability disputes
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rnWhether a lawsuit is filed
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Cases with serious injuries often take longer because future damages must be evaluated.

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Medical Liens and Settlement

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Some medical providers, insurers, or government programs may have repayment rights from a settlement.

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Before spending settlement money, understand:

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Medical bills
rnHealth insurance liens
rnMedicare or Medicaid liens
rnWorkers’ compensation liens
rnAttorney fees
rnCase costs

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Final Thoughts

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A personal injury settlement should reflect the full impact of the injury, not just immediate bills.

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Before accepting any offer, make sure you understand your medical condition, future needs, lost income, liens, and legal rights.

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A personal injury lawyer can help evaluate whether a settlement offer is fair based on the evidence.

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