Thursday, October 29

Apostle Chiwenga Breaks His Silence After Norton Accident

Apostle Talent Chiwenga has spoken for the first time after the Norton Head On Accident. Gambakwe Media has received a copy of a letter that he wrote to the church ‘s members on the 6th of August, which was not published on the Church’ s public platforms:

Summary

To My Children after the Common Faith

I write to you my children, to communicate with you because i love you and I miss you. It has been long since you heard from me or saw my face.

Well you all know how we got involved in a head-on collision with a white Mercedes Benz sedan car that was wrongly driving on a one way traffic road at a very high speed towards us without switching on the headlights well, it only switched its headlights on when it was less than ten metres away from our car, after 1900 hours Central African Time.

This was not an ordinary or natural accident, it was an assassination plan by enemies of the gospel who hold high offices in government.

We had informed you a week before this incident of this plan but they still went ahead to do it. The plan was to cause me to panic and try to avoid a head on collision and by so doing i would lose control of my vehicle and we were all going to die; just like they did in the June 12, 2019 accident.

They would blame me and say i do not know how to drive safely, or i was sleeping while driving, or i was over speeding, or i was drunk. Nobody would corroborate our story that there was an oncoming car on a one way road in the highway. And we would look stupid, untruthful and falsely accusing them of foul play.

So i made a decision to go for the head on collision, i felt in my spirit that the Lord wanted me to do that, and that is what i did.

We thank God that none lost their lives in our car, there were no fatalities, only two people were hurt, myself and one faithful helper in the protocol department .

I sustained serious injuries, and i have gone through numerous procedures and operations, but i am alive, and i am hopeful that the Lord will heal me and i will be able to walk again, stand again and share the good word of the Lord with you.

As i write this message to you right now (0300 hours CAT), i am in much pain, the pain that i have never felt in my life, the pain that sometimes rages on even after receiving the highest dozes of the strongest painkillers available in the hospital.

But this is just pain in my body, my spirit is fine, it is not sick, i find time to listen to the word and i can assure you it is well with my spirit.

Soon after the accident i saw the damages i had sustained,and i thought that through the excessive bleeding i experienced I was going to die on my way to the hospital, and i prayed what i thought was my last prayer to God; i said ‘ Lord you know how with sincerity and with a clear conscience i have served you, it was an honor to serve the King of kings and the Lord of Lords, you do not owe me anything, if my time to go has come, i am ready, i just want to thank you for the rare opportunity you gave me to be a steward of such a great gospel …’

I meant every word in this prayer, and after i said it i was so much at peace with everything. It is a great miracle that i am still alive today considering the serious injuries sustained and a loss of more than 2 and half litres of blood through bleeding on the wounds.

I know the Lord kept me alive for you, for your benefit, so that you can still receive a service from the prisoner of God. I know you are praying for me and that you are also very worried, you want to hear my voice, and be able to see me and ascertain that i am truly alive.

That will happen soon, we have to deal with life threatening situations first and then i will be able to see you again, remember i am yours, i belong to you and once i have recovered and the security situation has improved, you will see me.

I want to thank you all for your thoughts, your prayers and your love towards me, i love you too with all my heart, you are my true family and you know how useless i feel when i am not on the pulpit. But it is a necessary set back , i have to get better first and if the doctors declare me fit to function normally, we will all be happy together again.

Lastly i want to remind you how great the Love of our God is towards us, he tells us everything that will befall us beforehand, there are no surprises and that means he will become there to make sure we are not consumed by those afflictions laid before our paths by the devil.

As for the men of the city of Harare, the men of Zimbabwe who are seeking to kill me, because they do not like the word of God that i have spoken against them because of their abominable lives, this is God’s message to them:

Are we going to find men in our country who are going to oppose the murderers’ voices, and say this man is not worthy to die, for he has spoken in the name of the Lord God? God knows better.

But the people of Zimbabwe should know that they are bringing innocent blood of the servant of God upon not only the murderers, but the whole country; and when the punishment comes upon a land it will affect everyone, including those who say we are the passive and indifferent one. It is a heinous sin to kill the prophet of God!!

Talent Farai Chiwenga

Prisoner of Jesus Christ and

Apostle of Jesus Christ by the grace of God

  • Share:

Info News

Debt Consolidation Loans: Are They Worth It?

Debt can become overwhelming when you are juggling multiple credit cards, personal loans, medical bills, and high-interest payments. A debt consolidation loan may help simplify your finances by combining several debts into one monthly payment.

rnrn

The main goal of debt consolidation is to get a lower interest rate, reduce payment stress, and create a clearer payoff plan. Instead of making several payments to different lenders, you make one payment to one lender.

rnrn

Debt consolidation may be worth it if you qualify for a lower interest rate than what you are currently paying. This is especially helpful for credit card debt, which often has high interest rates.

rnrn

However, debt consolidation is not magic. It does not erase your debt. It only restructures it. If you continue using credit cards after consolidating, you may end up with even more debt.

rnrn

Before applying, check the loan’s interest rate, fees, repayment term, monthly payment, and total cost. A lower monthly payment may sound good, but if the loan term is much longer, you may pay more interest over time.

rnrn

Your credit score affects your options. People with strong credit usually qualify for better rates. If your credit score is low, you may receive high-interest offers that do not actually save money.

rnrn

Debt consolidation can also help your credit if you make payments on time and reduce credit card balances. But missing payments can damage your credit further.

rnrn

Other options may include credit counseling, balance transfer cards, debt management plans, or budgeting changes.

rnrn

A debt consolidation loan is worth considering if it lowers your interest, creates a realistic payoff plan, and helps you stop relying on credit cards.

rnrn

The key is discipline. Consolidation works best when you combine it with better spending habits and a serious plan to become debt-free.

rn

Structured Settlement Payout vs Lump Sum: What to Know Before Deciding

Receiving a large legal settlement can completely change someone’s financial future.

rnrn

But many people quickly face another major decision.

rnrn

Should you take structured settlement payouts or accept a lump sum payment?

rnrn

The wrong choice can create serious financial consequences years later.

rnrn

That’s why understanding structured settlement payout vs lump sum options matters so much before signing anything.

rnrn

Insurance companies, financial advisors, and settlement firms all have opinions.

rnrn

But your long-term financial stability should remain the priority.

rnrn

What Is a Structured Settlement?

rnrn

A structured settlement provides payments over time instead of delivering all money immediately.

rnrn

Payments may arrive:

rnrn
    rn
  • Monthly
  • rn
  • Quarterly
  • rn
  • Annually
  • rn
  • Through customized schedules
  • rn
rnrn

Many personal injury and wrongful death settlements use structured payment arrangements.

rnrn

Especially for large cases.

rnrn

What Is a Lump Sum Settlement?

rnrn

A lump sum provides the entire settlement amount upfront.

rnrn

This gives recipients immediate access to all funds.

rnrn

For some people, that flexibility is extremely valuable.

rnrn

But large upfront payments also create financial risks if managed poorly.

rnrn

Advantages of Structured Settlement Payouts

rnrn

Structured settlements offer several important benefits.

rnrn

Long-Term Financial Stability

rnrn

Regular payments may help recipients avoid spending money too quickly.

rnrn

That becomes especially important for:

rnrn
    rn
  • Younger recipients
  • rn
  • Injury victims unable to work
  • rn
  • Families managing long-term medical costs
  • rn
rnrn

Predictable income creates financial consistency.

rnrn

Potential Tax Advantages

rnrn

Some structured settlements provide favorable tax treatment.

rnrn

Tax laws vary, so professional financial advice is important.

rnrn

But tax planning often influences settlement decisions heavily.

rnrn

Protection From Financial Mismanagement

rnrn

Sudden large payments sometimes disappear quickly.

rnrn

Structured settlements reduce the temptation for impulsive spending.

rnrn

For some recipients, that protection matters greatly.

rnrn

Advantages of Lump Sum Settlements

rnrn

Lump sum payments also provide major advantages.

rnrn

Immediate Financial Flexibility

rnrn

Recipients can:

rnrn
    rn
  • Pay off debt
  • rn
  • Invest money
  • rn
  • Purchase property
  • rn
  • Cover major medical expenses
  • rn
  • Launch businesses
  • rn
rnrn

Immediate access creates opportunities structured payments may limit.

rnrn

Inflation Protection

rnrn

Fixed structured payments may lose value over time because of inflation.

rnrn

A lump sum allows recipients to invest funds in ways that potentially outpace inflation.

rnrn

Greater Investment Control

rnrn

Some recipients prefer managing investments independently.

rnrn

Skilled financial planning can potentially grow wealth substantially.

rnrn

However, investment losses also become possible.

rnrn

Risks of Lump Sum Payments

rnrn

Not everyone handles large settlements well.

rnrn

That’s the uncomfortable truth.

rnrn

Some recipients:

rnrn
    rn
  • Overspend quickly
  • rn
  • Make risky investments
  • rn
  • Fall victim to scams
  • rn
  • Face pressure from friends or family
  • rn
rnrn

Financial discipline becomes critical.

rnrn

Risks of Structured Settlements

rnrn

Structured payments also carry disadvantages.

rnrn

These may include:

rnrn
    rn
  • Limited financial flexibility
  • rn
  • Reduced access during emergencies
  • rn
  • Inflation concerns
  • rn
  • Difficulty changing payment terms later
  • rn
rnrn

Some people eventually sell future payments at discounted rates.

rnrn

That can become expensive long term.

rnrn

Who Often Benefits Most From Structured Settlements?

rnrn

Structured payouts may work well for:

rnrn
    rn
  • Catastrophic injury victims
  • rn
  • Minors receiving settlements
  • rn
  • Individuals needing long-term care
  • rn
  • Families wanting predictable income
  • rn
rnrn

Stability matters heavily in these situations.

rnrn

Who Often Prefers Lump Sums?

rnrn

Lump sums may appeal more to:

rnrn
    rn
  • Experienced investors
  • rn
  • Business owners
  • rn
  • Individuals with major debt
  • rn
  • People needing immediate financial flexibility
  • rn
rnrn

Each situation differs.

rnrn

There is no universal answer.

rnrn

Why Financial and Legal Guidance Matters

rnrn

Settlement decisions can affect decades of financial security.

rnrn

Experienced professionals may help evaluate:

rnrn
    rn
  • Tax implications
  • rn
  • Investment risks
  • rn
  • Medical cost projections
  • rn
  • Estate planning
  • rn
  • Long-term financial needs
  • rn
rnrn

Rushed decisions often create regret later.

rnrn

Why Structured Settlement Keywords Have High CPC

rnrn

Settlement funding companies, financial advisors, insurance firms, and legal services aggressively compete for qualified leads.

rnrn

Large financial transactions create extremely valuable customers.

rnrn

That’s why structured settlement SEO keywords often attract premium advertising rates.

rnrn

Final Takeaway

rnrn

The structured settlement payout vs lump sum decision depends heavily on financial discipline, long-term goals, medical needs, and personal circumstances.

rnrn

Structured payments offer stability and predictability. Lump sums provide flexibility and investment opportunities.

rnrn

Neither option is automatically better.

rnrn

The smartest recipients carefully evaluate long-term consequences before making irreversible decisions.

rnrn

One financial choice today can shape financial security for decades.

rnrn

FAQ

rnrn

Is a structured settlement better than a lump sum?

rnrn

It depends on financial goals, spending habits, and long-term income needs.

rnrn

Are structured settlements taxable?

rnrn

Some structured settlements receive favorable tax treatment, though professional advice is important.

rnrn

Can structured settlements be changed later?

rnrn

Changes can be difficult and often require selling future payments at discounts.

rnrn

Why do some people choose lump sum settlements?

rnrn

Lump sums provide immediate flexibility for investing, paying debt, or major purchases.

rnrn

What are the risks of taking a lump sum?

rnrn

Poor financial management, risky investments, and overspending may create long-term financial problems.

rn